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.hero__title{grid-column:1;max-width:900px;margin:0;color:var(--white);font-size:clamp(2.4rem,4.8vw,4.8rem);font-weight:500;line-height:1.15;letter-spacing:-0.015em;align-self:end;padding-bottom:0.15em}.hero__content--split .hero__title .hero__line{display:block;font-weight:500;padding-bottom:0.08em}.hero__content--split .hero__title .hero__line--gold{color:var(--gold);font-family:var(--font-serif);font-style:italic;font-weight:400}.hero__content--split .hero__actions{grid-column:2;justify-content:flex-end;align-self:end;margin:0}.hero__content--split .hero__actions .btn{white-space:normal;min-width:auto;max-width:260px;text-align:center;line-height:1.35;padding:13px 22px;font-size:0.68rem;letter-spacing:0.1em}@media (max-width:900px){.hero__content--split{grid-template-columns:1fr;align-items:end;padding:var(--nav-h) 20px 10%;gap:32px}.hero__content--split .hero__title{grid-column:1;font-size:clamp(1.6rem,7vw,2.4rem)}.hero__content--split 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20px}.approach-teaser__frame-icon{position:absolute;top:50%;left:50%;transform:translate(-50%,-50%);font-family:var(--font-serif);font-size:120px;font-weight:700;color:rgba(var(--white-rgb),0.08);letter-spacing:-0.05em}.approach-teaser__accent{position:absolute;bottom:-20px;left:-20px;width:120px;height:120px;background:var(--gold-pale);z-index:-1}.approach-teaser__content .label{margin-bottom:14px}.approach-teaser__content h2{margin-bottom:20px}.approach-teaser__content p{margin-bottom:32px}.schema-flow{display:flex;align-items:center;justify-content:center;gap:24px;padding:40px 0}.schema-flow__node{display:flex;flex-direction:column;align-items:center;gap:12px}.schema-flow__circle{width:80px;height:80px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-family:var(--font-serif);font-size:1.2rem;font-weight:600}.schema-flow__circle--outline{border:2px solid 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rgba(var(--gold-rgb),0.3)}.approche-motion__hub-label{position:absolute;bottom:-28px;left:50%;transform:translateX(-50%);font-size:0.7rem;font-weight:600;text-transform:uppercase;letter-spacing:0.1em;color:var(--gold);white-space:nowrap}.approche-motion__hub-pulse{position:absolute;inset:-8px;border-radius:50%;border:1.5px solid var(--gold);opacity:0;animation:hubPulseAnim 3s ease-out infinite}@keyframes hubSpin{to{transform:rotate(360deg)}}@keyframes hubPulseAnim{0%{transform:scale(0.85);opacity:0.5}100%{transform:scale(1.3);opacity:0}}.approche-motion__result{display:flex;flex-direction:column;align-items:center;gap:12px;width:140px;position:relative}.approche-motion__result-ring{position:absolute;top:-8px;width:80px;height:80px;border-radius:50%;border:2px solid rgba(var(--navy-rgb),0.1);animation:breathe 4s ease-in-out infinite}.approche-motion__result-icon{width:64px;height:64px;border-radius:50%;background:var(--navy);display:flex;align-items:center;justify-content:center;color:var(--gold);box-shadow:0 6px 24px rgba(var(--navy-rgb),0.2)}.approche-motion__result-label{font-family:var(--font-serif);font-size:0.95rem;font-weight:600;color:var(--navy);text-align:center;line-height:1.3}.approche-motion__result-tags{display:flex;flex-direction:column;gap:6px;margin-top:4px}.approche-motion__tag{font-size:0.65rem;font-weight:600;text-transform:uppercase;letter-spacing:0.1em;color:var(--gold);background:rgba(var(--gold-rgb),0.08);border:1px solid rgba(var(--gold-rgb),0.2);padding:4px 12px;border-radius:20px;opacity:0;transform:translateX(15px);transition:opacity .5s ease var(--d,0s),transform .5s ease var(--d,0s);text-align:center}.is-visible .approche-motion__tag,.approche-motion.is-visible .approche-motion__tag{opacity:1;transform:translateX(0)}.approach-steps{display:flex;flex-direction:column;gap:0;margin-bottom:40px}.approach-step{display:flex;align-items:flex-start;gap:20px;padding:20px 0;border-bottom:1px solid var(--border)}.approach-step:last-child{border-bottom:none}.approach-step__num{font-family:var(--font-serif);font-size:2rem;font-weight:600;color:rgba(var(--gold-rgb),0.25);line-height:1;min-width:36px}.approach-step__body h4{font-size:0.9rem;font-family:var(--font-sans);font-weight:600;letter-spacing:0.08em;text-transform:uppercase;color:var(--navy);margin-bottom:4px}.approach-step__body p{font-size:0.875rem}.pillars-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:2px}.pillar-card{background:rgba(var(--white-rgb),0.04);border:1px solid rgba(var(--gold-rgb),0.2);padding:48px 32px;text-align:center;transition:background 0.4s,border-color 0.4s,transform 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(max-width:500px){.pillars-grid--light{grid-template-columns:minmax(0,320px)}}.atouts-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:2px}.atout-card{background:var(--white);padding:44px 40px;position:relative;overflow:hidden;transition:box-shadow 0.4s}.atout-card:hover{box-shadow:0 12px 40px rgba(var(--navy-rgb),0.08)}.atout-card__num{position:absolute;top:20px;right:24px;font-family:var(--font-serif);font-size:4rem;color:rgba(var(--gold-rgb),0.12);line-height:1}.atout-card h3{margin-bottom:12px}.atout-card p{font-size:0.875rem}.atout-icons{display:flex;gap:28px;margin-top:40px;flex-wrap:wrap}.atout-icons__item{display:flex;flex-direction:column;align-items:center;gap:8px;color:var(--gold)}.atout-icons__item span{font-size:0.65rem;font-weight:600;letter-spacing:0.1em;text-transform:uppercase;color:var(--navy)}.global-hub{position:relative;width:480px;height:480px;margin:40px auto 20px}.global-hub__orbit{position:absolute;border-radius:50%;border:1px solid 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infinite;z-index:1}.global-hub__core-label{margin-top:8px;font-size:0.65rem;font-weight:700;letter-spacing:0.15em;text-transform:uppercase;color:var(--gold);white-space:nowrap}.global-hub__node{position:absolute;display:flex;flex-direction:column;align-items:center;gap:6px;opacity:0;transform:translate(-50%,-50%) scale(0.7);transition:opacity 0.6s ease var(--d,0s),transform 0.6s ease var(--d,0s);z-index:4;text-decoration:none;color:inherit;cursor:pointer}.global-hub__node:hover .global-hub__node-icon{border-color:var(--gold);box-shadow:0 0 12px rgba(var(--gold-rgb),0.4)}.global-hub__node:hover .global-hub__node-label{color:var(--gold)}.is-visible .global-hub__node{opacity:1;transform:translate(-50%,-50%) scale(1)}.global-hub__node--0{left:50%;top:8.3%}.global-hub__node--1{left:82.5%;top:24%}.global-hub__node--2{left:90.6%;top:59.2%}.global-hub__node--3{left:68.1%;top:87.5%}.global-hub__node--4{left:31.9%;top:87.5%}.global-hub__node--5{left:9.4%;top:59.2%}.global-hub__node--6{left:17.5%;top:24%}.is-visible .global-hub__node--0{transform:translate(-50%,-50%) scale(1)}.is-visible .global-hub__node--1{transform:translate(-50%,-50%) scale(1)}.is-visible .global-hub__node--2{transform:translate(-50%,-50%) scale(1)}.is-visible .global-hub__node--3{transform:translate(-50%,-50%) scale(1)}.is-visible .global-hub__node--4{transform:translate(-50%,-50%) scale(1)}.is-visible .global-hub__node--5{transform:translate(-50%,-50%) scale(1)}.is-visible .global-hub__node--6{transform:translate(-50%,-50%) scale(1)}.global-hub__node-icon{width:56px;height:56px;border-radius:50%;background:var(--white);border:2px solid rgba(var(--gold-rgb),0.25);display:flex;align-items:center;justify-content:center;color:var(--gold);box-shadow:0 4px 20px rgba(var(--navy-rgb),0.08);transition:border-color 0.3s,box-shadow 0.3s,transform 0.3s}.global-hub__node:hover .global-hub__node-icon{border-color:var(--gold);box-shadow:0 6px 28px rgba(var(--gold-rgb),0.2);transform:scale(1.1)}.global-hub__node-label{font-size:0.6rem;font-weight:700;letter-spacing:0.1em;text-transform:uppercase;color:var(--navy);white-space:nowrap}.services-row{display:grid;grid-template-columns:repeat(2,minmax(0,320px));gap:20px;margin-top:40px;justify-content:center}.service-card{background:var(--white);border-radius:16px;padding:32px 24px;text-align:center;position:relative;overflow:hidden;border:1px solid rgba(var(--gold-rgb),0.1);transition:transform 0.4s var(--ease-out),box-shadow 0.4s;opacity:0;transform:translateY(20px)}.service-card.is-visible{opacity:1;transform:translateY(0);transition-delay:var(--d,0s)}.service-card:hover{transform:translateY(-6px);box-shadow:0 16px 48px rgba(var(--navy-rgb),0.1)}.service-card__icon-wrap{width:60px;height:60px;border-radius:50%;background:rgba(var(--gold-rgb),0.08);display:flex;align-items:center;justify-content:center;margin:0 auto 20px;color:var(--gold);position:relative;overflow:hidden}.service-card__shimmer{position:absolute;inset:0;background:linear-gradient(120deg,transparent 30%,rgba(var(--gold-rgb),0.15) 50%,transparent 70%);animation:shimmer 3s ease-in-out infinite}.service-card h3{font-size:1rem;margin-bottom:8px;color:var(--navy)}.service-card p{font-size:0.8rem;line-height:1.6;color:rgba(var(--navy-rgb),0.6)}.recommandation{text-align:center;padding:100px 0}.recommandation h2{color:var(--white);max-width:700px;margin:0 auto 20px;font-variant-numeric:lining-nums}.recommandation p{color:var(--gold);font-family:var(--font-serif);font-style:italic;font-size:1.6rem}.recommandation__stars{display:flex;justify-content:center;gap:12px;margin-top:32px}.recommandation__stars span{font-size:1.5rem;color:var(--gold)}.ticker{background:var(--white);padding:48px 0;overflow:hidden;border-top:1px solid rgba(var(--gold-rgb),0.15);border-bottom:1px solid rgba(var(--gold-rgb),0.15);position:relative}.ticker__label{text-align:center;margin-bottom:20px}.ticker__track-wrap{overflow:hidden;-webkit-mask-image:linear-gradient(90deg,transparent 0%,black 8%,black 92%,transparent 100%);mask-image:linear-gradient(90deg,transparent 0%,black 8%,black 92%,transparent 100%);margin-bottom:12px}.ticker__track{display:flex;align-items:center;gap:60px;width:max-content;animation:ticker 60s linear infinite}.ticker__track--reverse{animation-direction:reverse}.ticker__track:hover{animation-play-state:paused}.ticker__item{font-family:var(--font-sans);font-size:12px;font-weight:600;letter-spacing:0.08em;text-transform:uppercase;color:var(--navy);opacity:0.4;white-space:nowrap;transition:opacity 0.3s,color 0.3s;padding:0 10px}.ticker__item:hover{opacity:0.9;color:var(--gold)}.ticker__sep{color:var(--gold);opacity:0.5;font-size:0.5rem}.quote-section{background:var(--navy);padding:100px 0;text-align:center;position:relative;overflow:hidden}.quote-section__bg{position:absolute;inset:0;background-image:radial-gradient(circle,rgba(var(--gold-rgb),0.08) 1.5px,transparent 1.5px);background-size:24px 24px}.quote-section blockquote{position:relative;z-index:1;max-width:780px;margin:0 auto;padding:0 40px}.quote-section__mark{font-family:var(--font-serif);font-size:120px;line-height:0.6;color:var(--gold);opacity:0.3;display:block;margin-bottom:20px}.quote-section blockquote p{font-family:var(--font-serif);font-size:clamp(1.4rem,3vw,2.2rem);font-style:italic;color:var(--white);line-height:1.5;margin-bottom:32px;font-weight:500}.quote-section blockquote cite{font-family:var(--font-sans);font-size:0.75rem;font-weight:600;letter-spacing:0.2em;text-transform:uppercase;color:var(--gold);font-style:normal}.cards-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:2px}.service-card{background:var(--white);padding:48px 36px;position:relative;overflow:hidden;transition:box-shadow 0.4s var(--ease),transform 0.4s var(--ease)}.service-card::before{content:'';position:absolute;bottom:0;left:0;width:0;height:2px;background:var(--gold);transition:width 0.5s var(--ease-out)}.service-card:hover{transform:translateY(-6px);box-shadow:0 20px 60px rgba(var(--navy-rgb),0.1)}.service-card:hover::before{width:100%}.service-card__num{font-family:var(--font-serif);font-size:3.5rem;font-weight:600;color:rgba(var(--navy-rgb),0.06);line-height:1;margin-bottom:20px}.service-card__icon{width:44px;height:44px;border:1px solid var(--gold);border-radius:50%;display:flex;align-items:center;justify-content:center;margin-bottom:24px;color:var(--gold);transition:background 0.3s,color 0.3s}.service-card:hover .service-card__icon{background:var(--gold);color:var(--white)}.service-card h3{font-size:1.2rem;margin-bottom:12px}.service-card p{font-size:0.875rem}.testimonials-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}.testimonial-card{background:var(--white);padding:44px 36px;position:relative;border:1px solid rgba(var(--gold-rgb),0.12);transition:box-shadow 0.4s,transform 0.4s}.section--navy .testimonial-card{background:rgba(var(--white-rgb),0.04);backdrop-filter:blur(12px);-webkit-backdrop-filter:blur(12px);border-color:rgba(var(--gold-rgb),0.15);transition:box-shadow 0.4s var(--ease-smooth),transform 0.4s var(--ease-out),border-color 0.4s}.section--navy .testimonial-card:hover{border-color:rgba(var(--gold-rgb),0.4);box-shadow:0 16px 50px rgba(0,0,0,0.2),0 0 0 1px rgba(var(--gold-rgb),0.1)}.section--navy .testimonial-card__text{color:var(--white)}.section--navy .testimonial-card__name{color:var(--white)}.section--navy .testimonial-card__detail{color:rgba(var(--white-rgb),0.5)}.section--navy .testimonial-card__author{border-top-color:rgba(var(--white-rgb),0.1)}.testimonial-card:hover{box-shadow:0 16px 50px rgba(var(--navy-rgb),0.08);transform:translateY(-4px)}.testimonial-card__stars{display:flex;gap:4px;margin-bottom:20px}.star{color:var(--gold);font-size:1rem}.testimonial-card__text{font-family:var(--font-serif);font-size:1.05rem;font-style:italic;line-height:1.75;color:var(--navy);margin-bottom:28px}.testimonial-card__author{display:flex;align-items:center;gap:14px;padding-top:20px;border-top:1px solid var(--border)}.testimonial-card__avatar{width:44px;height:44px;border-radius:50%;background:linear-gradient(135deg,var(--navy),#243D78);display:flex;align-items:center;justify-content:center;font-family:var(--font-serif);font-size:1rem;color:var(--white);font-style:italic;flex-shrink:0}.testimonial-card__name{font-family:var(--font-sans);font-size:0.8rem;font-weight:600;color:var(--navy);letter-spacing:0.06em}.testimonial-card__detail{font-size:0.75rem;color:var(--muted);margin-top:2px}.bureaux-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;margin-top:40px}.bureau-card{background:var(--white);border:1px solid rgba(var(--navy-rgb),0.08);border-radius:16px;padding:36px 28px;text-align:center;position:relative;overflow:hidden;transition:transform 0.4s var(--ease-out),border-color 0.4s,box-shadow 0.4s}.bureau-card:hover{transform:translateY(-6px);border-color:rgba(var(--gold-rgb),0.3);box-shadow:0 16px 48px rgba(var(--navy-rgb),0.1)}.bureau-card__pin{width:48px;height:48px;border-radius:50%;background:rgba(var(--gold-rgb),0.1);display:flex;align-items:center;justify-content:center;margin:0 auto 20px;color:var(--gold);transition:transform 0.3s}.bureau-card:hover .bureau-card__pin{transform:scale(1.1)}.bureau-card__city{font-family:var(--font-serif);font-size:1.3rem;font-weight:600;color:var(--navy);margin-bottom:6px}.bureau-card__region{font-size:0.7rem;font-weight:500;letter-spacing:0.08em;text-transform:uppercase;color:rgba(var(--navy-rgb),0.4)}.bureau-card__line{position:absolute;bottom:0;left:50%;transform:translateX(-50%);width:0;height:2px;background:var(--gold);transition:width 0.4s var(--ease-out)}.bureau-card:hover .bureau-card__line{width:60%}.bureau-card--hq{border-color:rgba(var(--gold-rgb),0.35);background:linear-gradient(180deg,rgba(var(--gold-rgb),0.04) 0%,#fff 60%)}.bureau-card--hq .bureau-card__pin{background:var(--gold);color:#fff}.bureau-card__badge{position:absolute;top:14px;right:14px;font-size:0.62rem;font-weight:600;text-transform:uppercase;letter-spacing:0.1em;color:var(--gold);background:rgba(var(--gold-rgb),0.1);border:1px solid rgba(var(--gold-rgb),0.3);padding:4px 10px;border-radius:999px;white-space:nowrap}.team-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:32px}.team-card{position:relative;overflow:hidden;border-radius:2px}.team-card__photo{aspect-ratio:3/4;background:linear-gradient(160deg,var(--navy) 0%,#243D78 100%);position:relative;overflow:hidden;display:flex;align-items:center;justify-content:center}.team-card__initials{font-family:var(--font-serif);font-size:3rem;font-weight:600;color:var(--gold);opacity:0.6}.team-card__info{padding:24px 0 0}.team-card__name{font-family:var(--font-serif);font-size:1.3rem;color:var(--navy);margin-bottom:4px}.team-card__role{font-size:0.75rem;font-weight:600;letter-spacing:0.12em;text-transform:uppercase;color:var(--gold)}.flow-steps{display:flex;align-items:center;justify-content:center;gap:32px;margin-bottom:48px}.flow-step{display:flex;flex-direction:column;align-items:center;gap:12px}.flow-step__circle{width:80px;height:80px;border-radius:50%;border:2px solid var(--gold);display:flex;align-items:center;justify-content:center;color:var(--white);font-family:var(--font-serif);font-size:1.1rem;font-weight:600;transition:background 0.3s}.flow-step__circle--active{background:var(--gold);color:var(--navy)}.flow-step__label{font-size:0.7rem;font-weight:600;letter-spacing:0.12em;text-transform:uppercase;color:var(--white)}.flow-arrow{font-size:1.5rem;color:var(--gold);opacity:0.5;margin-bottom:28px}.expertise-tags{display:flex;flex-wrap:wrap;gap:10px;justify-content:center}.tag{display:inline-flex;align-items:center;padding:8px 18px;background:rgba(var(--gold-rgb),0.1);border:1px solid rgba(var(--gold-rgb),0.25);border-radius:2px;font-size:0.75rem;font-weight:600;letter-spacing:0.08em;text-transform:uppercase;color:var(--gold);transition:background 0.3s,border-color 0.3s}.tag:hover{background:rgba(var(--gold-rgb),0.2);border-color:var(--gold)}body.page-contact{background:var(--navy)}.contact-split{display:grid;grid-template-columns:1fr 1fr;gap:40px;padding:calc(var(--nav-h)+48px) 48px 72px;min-height:calc(100vh - var(--nav-h))}.contact-info-side{background:var(--navy);padding:72px 64px;display:flex;flex-direction:column;justify-content:center;gap:4px}.contact-info-side .nav__logo-img{width:56px;height:auto;object-fit:contain;filter:brightness(0) invert(1);margin-bottom:24px}.contact-info-side h1,.contact-info-side h2{color:var(--white);margin-bottom:20px}.contact-item{display:flex;gap:18px;align-items:flex-start;padding:22px 0;border-bottom:1px solid rgba(var(--white-rgb),0.08)}.contact-item:first-of-type{border-top:1px solid rgba(var(--white-rgb),0.08)}.contact-item__icon{width:40px;height:40px;border:1px solid var(--gold);border-radius:50%;display:flex;align-items:center;justify-content:center;color:var(--gold);flex-shrink:0}.contact-item__label{font-size:0.6875rem;font-weight:600;letter-spacing:0.15em;text-transform:uppercase;color:var(--gold);margin-bottom:4px}.contact-item__val{font-size:0.9375rem;color:rgba(var(--white-rgb),0.7)}.contact-addr-block{padding:28px 0 8px;border-top:1px solid rgba(var(--white-rgb),0.08);border-bottom:1px solid rgba(var(--white-rgb),0.08);margin-top:-1px}.contact-addr-block__label{display:flex;align-items:center;gap:8px;font-size:0.6875rem;font-weight:600;letter-spacing:0.15em;text-transform:uppercase;color:var(--gold);margin-bottom:16px}.contact-addr-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px;padding-bottom:20px}.contact-addr-card{position:relative;display:block;padding:18px 18px 20px;border:1px solid rgba(var(--white-rgb),0.1);border-radius:10px;background:linear-gradient(180deg,rgba(var(--white-rgb),0.025),rgba(var(--white-rgb),0));text-decoration:none;color:inherit;transition:border-color 0.3s ease,background 0.3s ease,transform 0.3s ease;overflow:hidden}.contact-addr-card::before{content:'';position:absolute;top:0;left:0;width:2px;height:100%;background:var(--gold);transform:scaleY(0);transform-origin:top;transition:transform 0.35s ease}.contact-addr-card:hover{border-color:rgba(var(--gold-rgb),0.45);background:linear-gradient(180deg,rgba(var(--gold-rgb),0.08),rgba(var(--gold-rgb),0.02));transform:translateY(-2px)}.contact-addr-card:hover::before{transform:scaleY(1)}.contact-addr-card__city{font-family:var(--font-serif);font-size:1.05rem;color:var(--white);margin-bottom:10px;letter-spacing:0.01em}.contact-addr-card__street{font-size:0.82rem;color:rgba(var(--white-rgb),0.72);line-height:1.45}.contact-addr-card__zip{font-size:0.72rem;color:rgba(var(--white-rgb),0.42);letter-spacing:0.04em;margin-top:2px}.contact-addr-card__arrow{position:absolute;top:14px;right:14px;width:26px;height:26px;border-radius:50%;border:1px solid rgba(var(--gold-rgb),0.3);display:flex;align-items:center;justify-content:center;color:var(--gold);opacity:0.55;transition:opacity 0.3s ease,transform 0.3s ease,background 0.3s ease}.contact-addr-card:hover .contact-addr-card__arrow{opacity:1;background:rgba(var(--gold-rgb),0.12);transform:rotate(0deg) scale(1.05)}@media (max-width:720px){.contact-addr-grid{grid-template-columns:1fr}}.contact-form-side{background:var(--navy);padding:72px 64px;display:flex;flex-direction:column;justify-content:center}.form{display:flex;flex-direction:column;gap:24px}.form-row{display:grid;grid-template-columns:1fr 1fr;gap:20px}.field{display:flex;flex-direction:column;gap:10px}.field label{font-family:var(--font-sans);font-size:0.7rem;font-weight:600;letter-spacing:0.12em;text-transform:uppercase;color:rgba(var(--white-rgb),0.65)}.field input,.field select,.field textarea{font-family:var(--font-sans);font-size:0.9rem;color:var(--white);background:rgba(var(--white-rgb),0.04);border:1px solid rgba(var(--gold-rgb),0.25);border-radius:6px;padding:16px 20px;outline:none;transition:border-color 0.25s,box-shadow 0.25s,background 0.25s;width:100%}.field input::placeholder,.field textarea::placeholder{color:rgba(var(--white-rgb),0.3)}.field input:focus,.field select:focus,.field textarea:focus{border-color:var(--gold);background:rgba(var(--white-rgb),0.06);box-shadow:0 0 0 3px rgba(var(--gold-rgb),0.15)}.field textarea{resize:vertical;min-height:140px}.field select{appearance:none;background-image:url("data:image/svg+xml,%3Csvg width='12' height='8' viewBox='0 0 12 8' fill='none' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M1 1L6 6L11 1' stroke='%23B5924C' stroke-width='1.5'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 16px center;padding-right:40px}.contact-tabs{display:flex;gap:0;margin-bottom:32px;border-bottom:1px solid rgba(var(--white-rgb),0.08)}.contact-tabs__btn{flex:1;padding:16px 20px;font-family:var(--font-sans);font-size:0.75rem;font-weight:600;letter-spacing:0.1em;text-transform:uppercase;color:rgba(var(--white-rgb),0.4);background:transparent;border:none;cursor:pointer;position:relative;transition:color 0.25s;text-align:center}.contact-tabs__btn::after{content:'';position:absolute;bottom:-1px;left:0;right:0;height:2px;background:var(--gold);transform:scaleX(0);transition:transform 0.3s var(--ease-out)}.contact-tabs__btn.is-active{color:var(--gold)}.contact-tabs__btn.is-active::after{transform:scaleX(1)}.contact-tabs__btn:hover:not(.is-active){color:rgba(var(--white-rgb),0.7)}.contact-form-panel{display:none}.contact-form-panel.is-active{display:block}.field-upload{display:flex;flex-direction:column;gap:8px}.field-upload label{font-family:var(--font-sans);font-size:0.6875rem;font-weight:600;letter-spacing:0.15em;text-transform:uppercase;color:rgba(var(--white-rgb),0.6)}.field-upload__drop{border:1.5px dashed rgba(var(--gold-rgb),0.3);border-radius:2px;padding:20px;text-align:center;cursor:pointer;transition:border-color 0.3s,background 0.3s}.field-upload__drop:hover{border-color:var(--gold);background:rgba(var(--gold-rgb),0.04)}.field-upload__drop svg{color:var(--gold);margin-bottom:6px}.field-upload__text{font-size:0.75rem;color:rgba(var(--white-rgb),0.4)}.field-upload__text strong{color:var(--gold)}.field-upload input[type="file"]{display:none}.contact-success{text-align:center;padding:40px}.contact-success h3{color:var(--white);margin-bottom:12px}.contact-success p{color:rgba(var(--white-rgb),0.6)}.tool-section{background:var(--white);padding:var(--section-pad) 0;position:relative}.tool-section::before{content:'';position:absolute;top:0;left:50%;transform:translateX(-50%);width:calc(100% - 80px);max-width:var(--max-w);height:1px;background:var(--gold);opacity:0.2}.tool-section::after{content:'';position:absolute;bottom:0;left:50%;transform:translateX(-50%);width:calc(100% - 80px);max-width:var(--max-w);height:1px;background:var(--gold);opacity:0.2}.tool-header{text-align:center;margin-bottom:48px}.tool-header h2{margin-bottom:12px}.tool-header p{max-width:600px;margin:0 auto}.tool-layout{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:start}.tool-inputs,.tool-results{padding:40px;border-radius:2px}.tool-inputs{background:var(--cream);border:1px solid rgba(var(--gold-rgb),0.15)}.tool-results{background:var(--navy);color:var(--white);position:sticky;top:calc(var(--nav-h)+20px)}.tool-inputs h3,.tool-results h3{font-size:1.1rem;margin-bottom:28px}.tool-results h3{color:var(--white)}.input-group{margin-bottom:24px}.input-group label{display:flex;justify-content:space-between;align-items:baseline;font-family:var(--font-sans);font-size:0.75rem;font-weight:600;letter-spacing:0.08em;text-transform:uppercase;color:var(--navy);margin-bottom:10px}.input-group label .value-display{font-family:var(--font-serif);font-size:1.1rem;font-weight:600;color:var(--gold);text-transform:none;letter-spacing:0;cursor:pointer;border-bottom:1px dashed transparent;transition:border-color 0.2s}.input-group label .value-display:hover{border-bottom-color:var(--gold)}.value-display__input{font-family:var(--font-serif);font-size:1.1rem;font-weight:600;color:var(--gold);background:rgba(var(--gold-rgb),0.08);border:1px solid var(--gold);border-radius:6px;padding:2px 8px;width:120px;text-align:right;outline:none}input[type="range"]{-webkit-appearance:none;appearance:none;width:100%;height:4px;background:rgba(var(--gold-rgb),0.2);border-radius:2px;outline:none;cursor:pointer}input[type="range"]::-webkit-slider-thumb{-webkit-appearance:none;appearance:none;width:20px;height:20px;border-radius:50%;background:var(--gold);border:3px solid var(--white);box-shadow:0 2px 8px rgba(0,0,0,0.15);cursor:pointer;transition:transform 0.2s}input[type="range"]::-webkit-slider-thumb:hover{transform:scale(1.15)}input[type="range"]::-moz-range-thumb{width:20px;height:20px;border-radius:50%;background:var(--gold);border:3px solid var(--white);box-shadow:0 2px 8px rgba(0,0,0,0.15);cursor:pointer}.tool-select{font-family:var(--font-sans);font-size:0.875rem;color:var(--text);background:var(--white);border:1px solid var(--gold);border-radius:2px;padding:10px 14px;outline:none;width:100%;appearance:none;background-image:url("data:image/svg+xml,%3Csvg width='12' height='8' viewBox='0 0 12 8' fill='none' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M1 1L6 6L11 1' stroke='%23B5924C' stroke-width='1.5'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 14px center;padding-right:36px;cursor:pointer}.tool-select:focus{box-shadow:0 0 0 3px rgba(var(--gold-rgb),0.15)}.tool-radio-group{display:flex;flex-wrap:wrap;gap:8px;margin-top:4px}.tool-radio{display:flex;align-items:center;gap:6px;padding:8px 14px;border-radius:4px;cursor:pointer;border:1.5px solid rgba(var(--gold-rgb),0.2);background:var(--white);font-size:0.8rem;font-weight:500;color:var(--navy);transition:border-color 0.2s,background 0.2s,box-shadow 0.2s}.tool-radio:hover{border-color:rgba(var(--gold-rgb),0.4)}.tool-radio input[type="radio"],.tool-radio input[type="checkbox"]{accent-color:var(--gold);margin:0;width:14px;height:14px}.tool-radio:has(input:checked){border-color:var(--gold);background:rgba(var(--gold-rgb),0.06);box-shadow:0 0 0 3px rgba(var(--gold-rgb),0.1)}.tool-input{font-family:var(--font-sans);font-size:0.875rem;color:var(--text);background:var(--white);border:1px solid var(--gold);border-radius:2px;padding:10px 14px;outline:none;width:100%}.tool-input:focus{box-shadow:0 0 0 3px rgba(var(--gold-rgb),0.15)}.radio-group{display:flex;gap:12px;flex-wrap:wrap}.radio-group label{display:flex;align-items:center;gap:8px;font-size:0.8125rem;font-weight:500;color:var(--text);cursor:pointer;padding:8px 16px;border:1px solid rgba(var(--gold-rgb),0.25);border-radius:2px;transition:all 0.2s;text-transform:none;letter-spacing:0}.radio-group label:has(input:checked){background:var(--gold);color:var(--navy);border-color:var(--gold);font-weight:600}.radio-group input[type="radio"]{display:none}.toggle{display:flex;align-items:center;gap:10px;cursor:pointer}.toggle__track{width:44px;height:24px;background:rgba(var(--gold-rgb),0.2);border-radius:12px;position:relative;transition:background 0.3s}.toggle__track::after{content:'';position:absolute;top:3px;left:3px;width:18px;height:18px;background:var(--white);border-radius:50%;transition:transform 0.3s;box-shadow:0 1px 4px rgba(0,0,0,0.2)}.toggle input:checked+.toggle__track{background:var(--gold)}.toggle input:checked+.toggle__track::after{transform:translateX(20px)}.toggle input{display:none}.toggle__label{font-size:0.8125rem;font-weight:500;color:var(--text)}.result-item{padding:16px 0;border-bottom:1px solid rgba(var(--white-rgb),0.08);display:flex;justify-content:space-between;align-items:baseline}.result-item:last-child{border-bottom:none}.result-item__label{font-size:0.8125rem;color:rgba(var(--white-rgb),0.6)}.result-item__value{font-family:var(--font-serif);font-size:1.3rem;font-weight:600;color:var(--white)}.result-item--highlight{background:rgba(var(--gold-rgb),0.1);border:1px solid rgba(var(--gold-rgb),0.3);border-radius:2px;padding:20px;margin:16px 0}.result-item--highlight .result-item__label{color:var(--gold);font-weight:600}.result-item--highlight .result-item__value{color:var(--gold);font-size:1.6rem}.status-ok{color:#4CAF50 !important}.status-warn{color:#FF9800 !important}.status-bad{color:#F44336 !important}.verdict{text-align:center;padding:20px;margin-top:16px;border-radius:2px;font-family:var(--font-sans);font-size:0.9rem;font-weight:600;letter-spacing:0.05em}.verdict--ok{background:rgba(76,175,80,0.1);color:#4CAF50;border:1px solid rgba(76,175,80,0.3)}.verdict--warn{background:rgba(255,152,0,0.1);color:#FF9800;border:1px solid rgba(255,152,0,0.3)}.verdict--bad{background:rgba(244,67,54,0.1);color:#F44336;border:1px solid rgba(244,67,54,0.3)}.badge{display:inline-block;font-size:0.7rem;font-weight:600;letter-spacing:0.05em;padding:4px 10px;border-radius:2px;text-transform:uppercase}.badge--red{background:rgba(244,67,54,0.1);color:#F44336;border:1px solid rgba(244,67,54,0.3)}.badge--gold{background:rgba(var(--gold-rgb),0.1);color:var(--gold);border:1px solid rgba(var(--gold-rgb),0.3)}.data-table-wrap{overflow-x:auto;-webkit-overflow-scrolling:touch}.data-table{width:100%;border-collapse:collapse;font-family:var(--font-sans);font-size:0.85rem}.data-table th{padding:14px 20px;font-weight:600;font-size:0.7rem;letter-spacing:0.12em;text-transform:uppercase;text-align:left;border-bottom:2px solid var(--gold)}.data-table td{padding:14px 20px;border-bottom:1px solid rgba(var(--white-rgb),0.06)}.section--navy .data-table th{color:var(--gold);border-bottom-color:rgba(var(--gold-rgb),0.3)}.section--navy .data-table td{color:rgba(var(--white-rgb),0.8)}.section--navy .data-table tr:hover td{background:rgba(var(--white-rgb),0.03)}.section--cream .data-table th{color:var(--navy)}.section--cream .data-table td{color:var(--text);border-bottom-color:rgba(var(--navy-rgb),0.08)}.section--cream .data-table tr:hover td{background:rgba(var(--gold-rgb),0.04)}.disclaimer{font-size:0.75rem;color:var(--muted);line-height:1.7;padding:20px 24px;margin-top:32px;background:rgba(var(--gold-rgb),0.05);border-left:3px solid var(--gold);border-radius:0 2px 2px 0}.section--navy .disclaimer{background:rgba(var(--white-rgb),0.03);color:rgba(var(--white-rgb),0.5)}.cta-final{background:linear-gradient(160deg,var(--navy-dark) 0%,var(--navy) 50%,var(--navy-light) 100%);text-align:center;padding:120px 0;position:relative;overflow:hidden}.cta-final::before{content:'';position:absolute;inset:0;background-image:radial-gradient(circle,rgba(var(--gold-rgb),0.06) 1.5px,transparent 1.5px);background-size:22px 22px}.cta-final::after{content:'';position:absolute;top:50%;left:50%;width:600px;height:600px;transform:translate(-50%,-50%);background:radial-gradient(circle,rgba(var(--gold-rgb),0.06) 0%,transparent 60%);pointer-events:none}.cta-final .container{position:relative;z-index:1}.cta-pre{font-family:var(--font-sans);font-size:0.75rem;font-weight:600;letter-spacing:0.2em;text-transform:uppercase;color:var(--gold);margin-bottom:16px}.cta-final h2{color:var(--white);max-width:650px;margin:0 auto 36px}.page-hero{background:var(--navy);padding:200px 0 80px;position:relative;overflow:hidden}.page-hero__bg{position:absolute;inset:0;background:radial-gradient(ellipse at 20% 0%,rgba(var(--gold-rgb),0.08) 0%,transparent 50%),radial-gradient(ellipse at 80% 100%,rgba(var(--gold-rgb),0.05) 0%,transparent 40%),linear-gradient(160deg,#0a1628 0%,#0D1E3D 30%,#1B3060 65%,#162a52 100%)}.page-hero__dots{position:absolute;inset:0;background-image:radial-gradient(circle,rgba(var(--gold-rgb),0.06) 1.5px,transparent 1.5px);background-size:24px 24px}.page-hero__content{position:relative;z-index:1}.page-hero .label{margin-bottom:14px;display:block}.page-hero h1{color:var(--white);max-width:700px;margin-bottom:20px;line-height:1.28;padding-bottom:0.1em}.page-hero p{color:rgba(var(--white-rgb),0.6);font-size:1rem;max-width:600px;line-height:1.8}.hero-stats{display:flex;gap:48px;margin-top:40px}.hero-stat{display:flex;flex-direction:column;gap:4px}.hero-stat__value{font-family:var(--font-serif);font-size:2rem;font-weight:600;color:var(--gold);line-height:1}.hero-stat__label{font-size:0.7rem;font-weight:500;letter-spacing:0.08em;text-transform:uppercase;color:rgba(var(--white-rgb),0.5)}.explain-grid{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center}.explain-points{list-style:none;padding:0}.explain-points li{padding:12px 0;padding-left:28px;position:relative;font-size:0.9375rem;color:var(--text);line-height:1.7;border-bottom:1px solid rgba(var(--gold-rgb),0.12)}.explain-points li:last-child{border-bottom:none}.explain-points li::before{content:'';position:absolute;left:0;top:18px;width:8px;height:8px;background:var(--gold);border-radius:50%}.checklist-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:32px}.checklist-col h4{font-family:var(--font-sans);font-size:0.8rem;font-weight:600;letter-spacing:0.1em;text-transform:uppercase;color:var(--navy);margin-bottom:16px;padding-bottom:12px;border-bottom:2px solid var(--gold)}.checklist-item{display:flex;align-items:center;gap:10px;padding:10px 0;cursor:pointer;transition:color 0.2s}.checklist-item:hover{color:var(--gold)}.checklist-item input[type="checkbox"]{appearance:none;width:20px;height:20px;border:2px solid var(--gold);border-radius:2px;cursor:pointer;position:relative;flex-shrink:0;transition:background 0.2s}.checklist-item input[type="checkbox"]:checked{background:var(--gold)}.checklist-item input[type="checkbox"]:checked::after{content:'\2713';position:absolute;top:50%;left:50%;transform:translate(-50%,-50%);color:var(--white);font-size:0.75rem;font-weight:700}.checklist-item span{font-size:0.875rem;color:var(--text)}.diagnostic-results{padding:32px;background:var(--cream);border:1px solid rgba(var(--gold-rgb),0.2);border-radius:2px;margin-top:32px}.diagnostic-results h3{font-size:1.1rem;margin-bottom:20px}.diagnostic-item{padding:12px 0;border-bottom:1px solid rgba(var(--gold-rgb),0.1);font-size:0.875rem}.diagnostic-item:last-child{border-bottom:none}.diagnostic-item--warn{color:#FF9800}.diagnostic-item--bad{color:#F44336}.diagnostic-item--ok{color:#4CAF50}.compare-table{display:grid;grid-template-columns:1fr 1fr 1fr;gap:1px;background:rgba(var(--gold-rgb),0.15);border-radius:2px;overflow:hidden}.compare-table__header{background:var(--navy);color:var(--white);padding:20px 24px;font-family:var(--font-sans);font-size:0.75rem;font-weight:600;letter-spacing:0.1em;text-transform:uppercase}.compare-table__cell{background:var(--white);padding:16px 24px;font-size:0.875rem;color:var(--text);display:flex;align-items:center}.compare-table__cell--highlight{background:rgba(var(--gold-rgb),0.05);font-weight:600;color:var(--gold)}.chart-container{position:relative;width:100%;padding:20px 0}.chart-container svg{width:100%;height:auto}.chart-tooltip{position:absolute;background:var(--navy);color:var(--white);padding:10px 16px;border-radius:2px;font-size:0.75rem;pointer-events:none;opacity:0;transition:opacity 0.2s;z-index:10;white-space:nowrap;box-shadow:0 4px 16px rgba(0,0,0,0.2)}.chart-tooltip.visible{opacity:1}.amort-table-wrap{max-height:400px;overflow-y:auto;overflow-x:auto;-webkit-overflow-scrolling:touch;border:1px solid rgba(var(--gold-rgb),0.2);border-radius:2px;margin-top:20px}.amort-table-wrap::-webkit-scrollbar{width:6px}.amort-table-wrap::-webkit-scrollbar-track{background:var(--cream)}.amort-table-wrap::-webkit-scrollbar-thumb{background:var(--gold);border-radius:3px}.donut-wrap{display:flex;align-items:center;justify-content:center;gap:32px;margin:24px 0}.donut-legend{display:flex;flex-direction:column;gap:12px}.donut-legend__item{display:flex;align-items:center;gap:10px;font-size:0.8125rem;color:rgba(var(--white-rgb),0.7)}.donut-legend__dot{width:12px;height:12px;border-radius:50%;flex-shrink:0}.footer{background:#0D1828;color:rgba(var(--white-rgb),0.55);padding:70px 0 0}.footer__top{display:grid;grid-template-columns:1.5fr 1fr 1fr;gap:60px;padding-bottom:60px;border-bottom:1px solid rgba(var(--white-rgb),0.07)}.footer__brand-logo img{height:36px;width:auto;margin-bottom:20px;filter:brightness(0) invert(1);opacity:0.85}.footer__brand-desc{font-size:0.8125rem;line-height:1.9;max-width:300px}.footer__brand-legal{margin-top:20px;font-size:0.7rem;font-weight:600;letter-spacing:0.12em;text-transform:uppercase;color:rgba(var(--gold-rgb),0.7)}.footer__col-title{font-family:var(--font-sans);font-size:0.6875rem;font-weight:600;letter-spacing:0.2em;text-transform:uppercase;color:var(--white);margin-bottom:20px}.footer__links{display:flex;flex-direction:column;gap:10px}.footer__nav .footer__links{display:grid;grid-template-columns:1fr 1fr;gap:10px 24px}.footer__link{font-size:0.8125rem;color:rgba(var(--white-rgb),0.45);transition:color 0.3s}.footer__link:hover{color:var(--gold)}.footer__bottom{display:flex;align-items:center;justify-content:space-between;padding:22px 0;font-size:0.75rem}.footer__url{color:var(--gold);opacity:0.7;font-weight:600;letter-spacing:0.05em}@keyframes fadeUp{from{opacity:0;transform:translateY(28px)}to{opacity:1;transform:translateY(0)}}@keyframes fadeIn{from{opacity:0}to{opacity:1}}@keyframes scrollLine{0%{transform:scaleY(0);transform-origin:top;opacity:1}50%{transform:scaleY(1);transform-origin:top;opacity:1}51%{transform:scaleY(1);transform-origin:bottom}100%{transform:scaleY(0);transform-origin:bottom;opacity:0}}@keyframes ticker{0%{transform:translateX(0)}100%{transform:translateX(-50%)}}.reveal{opacity:0;transform:translateY(-80px);transition:opacity 0.7s cubic-bezier(0.0,0.0,0.2,1),transform 1s cubic-bezier(0.0,0.0,0.2,1);transition-delay:var(--d,0s)}.reveal.is-visible{opacity:1;transform:translateY(0)}.reveal-scale{opacity:0;transform:translateY(-70px) scale(0.94);transition:opacity 0.6s cubic-bezier(0.0,0.0,0.2,1),transform 1s cubic-bezier(0.0,0.0,0.2,1);transition-delay:var(--d,0s)}.reveal-scale.is-visible{opacity:1;transform:translateY(0) scale(1)}.reveal-left{opacity:0;transform:translateX(-80px) translateY(-30px);transition:opacity 0.7s cubic-bezier(0.0,0.0,0.2,1),transform 1s cubic-bezier(0.0,0.0,0.2,1);transition-delay:var(--d,0s)}.reveal-left.is-visible{opacity:1;transform:translateX(0) translateY(0)}.reveal-right{opacity:0;transform:translateX(80px) translateY(-30px);transition:opacity 0.7s cubic-bezier(0.0,0.0,0.2,1),transform 1s cubic-bezier(0.0,0.0,0.2,1);transition-delay:var(--d,0s)}.reveal-right.is-visible{opacity:1;transform:translateX(0) translateY(0)}.reveal-clip{clip-path:inset(0 0 100% 0);transition:clip-path 1s cubic-bezier(0.0,0.0,0.2,1);transition-delay:var(--d,0s)}.reveal-clip.is-visible{clip-path:inset(0 0 0 0)}.reveal-delay-1{--d:0.1s}.reveal-delay-2{--d:0.2s}.reveal-delay-3{--d:0.3s}.reveal-delay-4{--d:0.4s}.reveal-delay-5{--d:0.5s}.stagger>*:nth-child(1){--d:0s}.stagger>*:nth-child(2){--d:0.12s}.stagger>*:nth-child(3){--d:0.24s}.stagger>*:nth-child(4){--d:0.36s}.stagger>*:nth-child(5){--d:0.48s}.stagger>*:nth-child(6){--d:0.60s}.stagger>*:nth-child(7){--d:0.72s}.dot-grid{opacity:0;transition:opacity 1.2s ease 0.3s}.section.is-visible .dot-grid,.hero .dot-grid{opacity:1}.section__header .label{opacity:0;transform:translateY(-25px);transition:opacity 0.5s cubic-bezier(0.0,0.0,0.2,1),transform 0.7s cubic-bezier(0.0,0.0,0.2,1)}.section__header.is-visible .label{opacity:1;transform:translateY(0)}.section__header h2{opacity:0;transform:translateY(-40px);transition:opacity 0.6s cubic-bezier(0.0,0.0,0.2,1) 0.08s,transform 0.85s cubic-bezier(0.0,0.0,0.2,1) 0.08s}.section__header.is-visible h2{opacity:1;transform:translateY(0)}.section__header p{opacity:0;transform:translateY(-25px);transition:opacity 0.6s cubic-bezier(0.0,0.0,0.2,1) 0.18s,transform 0.8s cubic-bezier(0.0,0.0,0.2,1) 0.18s}.section__header.is-visible p{opacity:1;transform:translateY(0)}.gold-line{transition:width 0.8s cubic-bezier(0.0,0.0,0.2,1) 0.2s}@media (prefers-reduced-motion:reduce){.reveal,.reveal-left,.reveal-right,.reveal-scale,.reveal-clip,.section__header .label,.section__header h2,.section__header p,.dot-grid{opacity:1 !important;transform:none !important;clip-path:none !important;transition:none !important}}.invest-motion{display:grid;grid-template-columns:repeat(2,1fr);gap:56px;max-width:1080px;margin:0 auto}.invest-motion__card{background:var(--white);border-radius:4px;padding:40px 36px 36px;border:1px solid rgba(var(--navy-rgb),0.06);box-shadow:0 8px 40px rgba(var(--navy-rgb),0.04)}.invest-motion__visual{position:relative;height:280px;margin-bottom:28px}.invest-motion__card h4{font-family:var(--font-serif);font-size:1.4rem;color:var(--navy);margin-bottom:10px}.invest-motion__card p{font-size:0.875rem;color:var(--text);line-height:1.8;opacity:0.65}.anim-curve{width:100%;height:100%}.anim-curve svg{width:100%;height:100%;display:block}.anim-curve__path{stroke-dasharray:500;stroke-dashoffset:500;animation:none}.is-visible .anim-curve__path{animation:drawCurve 3s var(--ease-out) forwards}@keyframes drawCurve{to{stroke-dashoffset:0}}.anim-curve__fill{opacity:0}.is-visible .anim-curve__fill{animation:fadeIn 1.5s ease 1s forwards}.anim-curve__flat{stroke-dasharray:400;stroke-dashoffset:400}.is-visible .anim-curve__flat{animation:drawCurve 2.5s ease 0.3s forwards}.anim-curve__tracer{opacity:0;offset-path:path("M30,195 C80,190 140,170 190,130 Q230,90 270,35");offset-distance:0%}.is-visible .anim-curve__tracer{opacity:1;animation:followCurve 3s var(--ease-out) forwards}@keyframes followCurve{from{offset-distance:0%;opacity:0}5%{opacity:1}to{offset-distance:100%;opacity:1}}.anim-curve__halo{opacity:0}.is-visible .anim-curve__halo{offset-path:path("M30,195 C80,190 140,170 190,130 Q230,90 270,35");offset-distance:0%;animation:followCurve 3s var(--ease-out) forwards,pulse 1.5s ease-in-out 2.8s infinite}@keyframes pulse{0%,100%{opacity:0.4;transform:scale(1)}50%{opacity:0.8;transform:scale(1.8)}}.anim-curve__particles{position:absolute;inset:0;pointer-events:none;overflow:hidden}.anim-particle{position:absolute;width:4px;height:4px;border-radius:50%;background:var(--gold);opacity:0}.is-visible .anim-particle{animation:particleUp var(--dur,2.5s) ease var(--delay,2s) infinite}@keyframes particleUp{0%{opacity:0;transform:translateY(0) scale(0.5)}15%{opacity:0.9;transform:translateY(-8px) scale(1)}100%{opacity:0;transform:translateY(-60px) scale(0)}}.anim-curve__counter{position:absolute;top:12px;left:16px;font-family:var(--font-serif);font-size:1.6rem;font-weight:600;color:var(--gold);opacity:0;transition:opacity 0.5s ease 2.5s}.is-visible .anim-curve__counter{opacity:1}.anim-curve__label{font-family:var(--font-sans);font-size:0.6rem;fill:rgba(var(--navy-rgb),0.3);font-weight:600;letter-spacing:0.04em}.anim-curve__label--gold{fill:var(--gold);font-weight:700}.anim-compare{display:flex;gap:24px;height:100%;align-items:flex-end}.anim-compare__col{flex:1;display:flex;flex-direction:column;align-items:center;justify-content:flex-end;height:100%;position:relative}.anim-compare__bar-wrap{width:80px;position:relative;border-radius:4px 4px 0 0;overflow:hidden;transform-origin:bottom}.anim-compare__bar-wrap--epargne{height:35%;background:rgba(var(--navy-rgb),0.08)}.anim-compare__bar-wrap--invest{height:0%;background:linear-gradient(180deg,var(--gold),#c9a84e);box-shadow:0 -4px 30px rgba(var(--gold-rgb),0.25)}.is-visible .anim-compare__bar-wrap--epargne{animation:growBar 1.5s var(--ease-out) 0.5s forwards;height:0%}.is-visible .anim-compare__bar-wrap--invest{animation:growBarTall 2.5s var(--ease-out) 0.5s forwards}@keyframes growBar{from{height:0%}to{height:35%}}@keyframes growBarTall{from{height:0%}to{height:92%}}.anim-compare__bar-wrap--invest::after{content:'';position:absolute;inset:0;background:linear-gradient(180deg,rgba(var(--white-rgb),0.25) 0%,transparent 50%,transparent 100%);opacity:0}.is-visible .anim-compare__bar-wrap--invest::after{animation:shimmer 2.5s ease 2s infinite}@keyframes shimmer{0%{opacity:0;transform:translateY(100%)}30%{opacity:1}100%{opacity:0;transform:translateY(-100%)}}.anim-compare__amount{font-family:var(--font-serif);font-weight:600;font-size:1.1rem;margin-bottom:8px;opacity:0;transform:translateY(10px);transition:opacity 0.6s ease,transform 0.6s ease}.anim-compare__amount--navy{color:rgba(var(--navy-rgb),0.35)}.anim-compare__amount--gold{color:var(--gold)}.is-visible .anim-compare__amount{opacity:1;transform:translateY(0);transition-delay:2.5s}.anim-compare__label{margin-top:14px;font-size:0.7rem;font-weight:600;text-transform:uppercase;letter-spacing:0.1em;color:rgba(var(--navy-rgb),0.4)}.anim-compare__label--gold{color:var(--gold)}.anim-compare__vs{position:absolute;top:50%;left:50%;transform:translate(-50%,-50%);font-family:var(--font-serif);font-size:0.85rem;font-weight:600;color:rgba(var(--navy-rgb),0.15);letter-spacing:0.1em}.anim-compare__diff{position:absolute;right:-8px;top:10%;font-size:0.7rem;font-weight:700;color:var(--gold);opacity:0;writing-mode:vertical-rl}.is-visible .anim-compare__diff{animation:fadeSlideIn 0.6s ease 3s forwards}@keyframes fadeSlideIn{from{opacity:0;transform:translateX(8px)}to{opacity:1;transform:translateX(0)}}@keyframes fadeIn{from{opacity:0}to{opacity:1}}.anim-orbits{width:100%;height:100%;position:relative;display:flex;align-items:center;justify-content:center}.anim-orbits__hub{width:56px;height:56px;border-radius:50%;position:absolute;background:radial-gradient(circle at 38% 38%,#dabb73,var(--gold));box-shadow:0 0 30px rgba(var(--gold-rgb),0.3),0 0 60px rgba(var(--gold-rgb),0.1);z-index:3;display:flex;align-items:center;justify-content:center;opacity:0;transform:scale(0);transition:opacity 0.6s ease,transform 0.8s var(--ease-out)}.is-visible .anim-orbits__hub{opacity:1;transform:scale(1);transition-delay:0.2s}.anim-orbits__hub-icon{font-size:1.2rem;color:white;font-weight:700;font-family:var(--font-serif)}.anim-orbits__ring{position:absolute;border-radius:50%;border:1px solid rgba(var(--gold-rgb),0.1);opacity:0;transform:scale(0.6);transition:opacity 0.8s ease,transform 0.8s var(--ease-out)}.is-visible .anim-orbits__ring{opacity:1;transform:scale(1)}.anim-orbits__ring--1{width:130px;height:130px;transition-delay:0.4s}.anim-orbits__ring--2{width:200px;height:200px;border-style:dashed;transition-delay:0.6s}.anim-orbits__ring--3{width:260px;height:260px;transition-delay:0.8s}.anim-orbits__node{position:absolute;border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:0.5rem;font-weight:700;color:white;letter-spacing:0.02em;opacity:0;z-index:2;box-shadow:0 3px 16px rgba(0,0,0,0.15)}.is-visible .anim-orbits__node{opacity:1}.anim-orbits__orbit{position:absolute;width:0;height:0;top:50%;left:50%}.is-visible .anim-orbits__orbit{animation:orbitSpin var(--speed) linear var(--delay,1s) infinite}@keyframes orbitSpin{from{transform:rotate(0deg)}to{transform:rotate(360deg)}}.anim-orbits__node--actions{width:42px;height:42px;background:var(--gold);top:-21px;left:calc(var(--radius) - 21px)}.anim-orbits__node--oblig{width:36px;height:36px;background:var(--navy);top:-18px;left:calc(var(--radius) - 18px)}.anim-orbits__node--immo{width:34px;height:34px;background:#4a6fa5;top:-17px;left:calc(var(--radius) - 17px)}.anim-orbits__node--liq{width:28px;height:28px;background:#8faabe;top:-14px;left:calc(var(--radius) - 14px)}.anim-orbits__node--alt{width:28px;height:28px;background:#c9a84e;top:-14px;left:calc(var(--radius) - 14px)}.anim-orbits__node-inner{display:flex;align-items:center;justify-content:center;width:100%;height:100%}.is-visible .anim-orbits__node-inner{animation:orbitSpinReverse var(--speed) linear var(--delay,1s) infinite}@keyframes orbitSpinReverse{from{transform:rotate(0deg)}to{transform:rotate(-360deg)}}.anim-orbits__legend{position:absolute;bottom:-4px;left:0;right:0;display:flex;justify-content:center;gap:16px;flex-wrap:wrap}.anim-orbits__legend-item{display:flex;align-items:center;gap:5px;font-size:0.6rem;font-weight:600;color:rgba(var(--navy-rgb),0.5);opacity:0;transition:opacity 0.4s ease}.anim-orbits__legend-dot{width:7px;height:7px;border-radius:50%;flex-shrink:0}.is-visible .anim-orbits__legend-item{opacity:1}.is-visible .anim-orbits__legend-item:nth-child(1){transition-delay:1.2s}.is-visible .anim-orbits__legend-item:nth-child(2){transition-delay:1.4s}.is-visible .anim-orbits__legend-item:nth-child(3){transition-delay:1.6s}.is-visible .anim-orbits__legend-item:nth-child(4){transition-delay:1.8s}.is-visible .anim-orbits__legend-item:nth-child(5){transition-delay:2.0s}.anim-orbits__pulse{position:absolute;border-radius:50%;pointer-events:none;border:1px solid rgba(var(--gold-rgb),0.2);opacity:0;z-index:1}.is-visible .anim-orbits__pulse{animation:radarPulse 4s ease-out 1.5s infinite}@keyframes radarPulse{0%{width:56px;height:56px;opacity:0.6}100%{width:280px;height:280px;opacity:0}}.anim-spheres{width:100%;height:100%;position:relative;display:flex;align-items:center;justify-content:center;gap:60px}.anim-sphere{display:flex;flex-direction:column;align-items:center;gap:14px;opacity:0;transition:opacity 0.8s ease}.is-visible .anim-sphere{opacity:1}.is-visible .anim-sphere--volatile{transition-delay:0.5s}.is-visible .anim-sphere--stable{transition-delay:1.2s}.anim-sphere__orb{width:90px;height:90px;border-radius:50%;position:relative}.anim-sphere__orb--volatile{background:radial-gradient(circle at 35% 35%,#e8798e,#c23a52);box-shadow:0 0 0 0 rgba(194,58,82,0.2)}.is-visible .anim-sphere__orb--volatile{animation:shake 0.4s ease-in-out 1s infinite alternate,volatileGlow 2s ease 1s infinite}@keyframes shake{0%{transform:translate(0,0) rotate(0deg)}20%{transform:translate(-5px,3px) rotate(-2deg)}40%{transform:translate(4px,-4px) rotate(1.5deg)}60%{transform:translate(-3px,-2px) rotate(-1deg)}80%{transform:translate(5px,2px) rotate(2deg)}100%{transform:translate(-2px,-3px) rotate(-1.5deg)}}@keyframes volatileGlow{0%,100%{box-shadow:0 0 20px rgba(194,58,82,0.15)}50%{box-shadow:0 0 40px rgba(194,58,82,0.35)}}.anim-sphere__orb--stable{background:radial-gradient(circle at 35% 35%,#dabb73,var(--gold));box-shadow:0 0 20px rgba(var(--gold-rgb),0.2)}.is-visible .anim-sphere__orb--stable{animation:breathe 3.5s ease-in-out 1.5s infinite}@keyframes breathe{0%,100%{transform:scale(1);box-shadow:0 0 20px rgba(var(--gold-rgb),0.15)}50%{transform:scale(1.08);box-shadow:0 0 40px rgba(var(--gold-rgb),0.35)}}.anim-sphere__icon{position:absolute;inset:0;display:flex;align-items:center;justify-content:center;font-size:1.6rem;color:rgba(var(--white-rgb),0.9)}.anim-sphere__label{font-size:0.7rem;font-weight:700;text-transform:uppercase;letter-spacing:0.1em}.anim-sphere__label--red{color:#c23a52}.anim-sphere__label--gold{color:var(--gold)}.anim-sphere__sublabel{font-size:0.65rem;color:rgba(var(--navy-rgb),0.4);margin-top:2px}.anim-spheres__divider{width:1px;height:120px;position:relative;background:linear-gradient(180deg,transparent,rgba(var(--navy-rgb),0.1),transparent);opacity:0;transition:opacity 0.6s ease 1.5s}.is-visible .anim-spheres__divider{opacity:1}.anim-spheres__divider-text{position:absolute;top:50%;left:50%;transform:translate(-50%,-50%);background:var(--white);padding:6px 0;font-size:0.6rem;font-weight:700;color:rgba(var(--navy-rgb),0.2);letter-spacing:0.15em}.anim-sphere__risk-bar{width:80px;height:4px;border-radius:2px;background:rgba(var(--navy-rgb),0.06);overflow:hidden;margin-top:6px}.anim-sphere__risk-fill{height:100%;border-radius:2px;transform-origin:left;transform:scaleX(0);transition:transform 1.2s var(--ease-out)}.anim-sphere__risk-fill--high{background:#c23a52}.anim-sphere__risk-fill--low{background:var(--gold)}.is-visible .anim-sphere__risk-fill--high{transform:scaleX(0.9);transition-delay:1.5s}.is-visible .anim-sphere__risk-fill--low{transform:scaleX(0.25);transition-delay:2s}@media (max-width:900px){.invest-motion{grid-template-columns:1fr;gap:40px;max-width:500px}.invest-motion__visual{height:260px}.invest-motion__card{padding:28px 24px 28px}.anim-spheres{gap:32px}.anim-sphere__orb{width:72px;height:72px}.anim-orbits__ring--3{width:220px;height:220px}}.anim-pillars{display:flex;align-items:flex-end;justify-content:center;gap:20px;height:100%;padding:0 10px 0;position:relative}.anim-pillar{display:flex;flex-direction:column;align-items:center;gap:0;flex:1;max-width:120px}.anim-pillar__bottom{height:48px;display:flex;align-items:flex-start;justify-content:center}.anim-pillar__bar{width:100%;border-radius:6px 6px 0 0;position:relative;transform-origin:bottom;transform:scaleY(0);transition:transform 1.2s var(--ease-out);display:flex;align-items:center;justify-content:center;overflow:hidden}.is-visible .anim-pillar__bar{transform:scaleY(1)}.is-visible .anim-pillar:nth-child(1) .anim-pillar__bar{transition-delay:0.3s}.is-visible .anim-pillar:nth-child(2) .anim-pillar__bar{transition-delay:0.7s}.is-visible .anim-pillar:nth-child(3) .anim-pillar__bar{transition-delay:1.1s}.anim-pillar__bar--1{height:80px;background:linear-gradient(180deg,#8faabe,#b3cad9)}.anim-pillar__bar--2{height:120px;background:linear-gradient(180deg,var(--navy),#2a4a7a)}.anim-pillar__bar--3{height:180px;background:linear-gradient(180deg,var(--gold),#c9a84e)}.anim-pillar__bar--3::after{content:'';position:absolute;inset:0;background:linear-gradient(180deg,rgba(var(--white-rgb),0.3) 0%,transparent 50%);opacity:0}.is-visible .anim-pillar__bar--3::after{animation:shimmer 3s ease 2s infinite}.anim-pillar__num{font-family:var(--font-serif);font-weight:700;color:rgba(var(--white-rgb),0.9);font-size:1.4rem;position:relative;z-index:1;opacity:0;transition:opacity 0.4s ease}.is-visible .anim-pillar__num{opacity:1}.is-visible .anim-pillar:nth-child(1) .anim-pillar__num{transition-delay:1s}.is-visible .anim-pillar:nth-child(2) .anim-pillar__num{transition-delay:1.4s}.is-visible .anim-pillar:nth-child(3) .anim-pillar__num{transition-delay:1.8s}.anim-pillar__label{margin-top:10px;font-size:0.65rem;font-weight:700;text-transform:uppercase;letter-spacing:0.08em;color:rgba(var(--navy-rgb),0.5);text-align:center;line-height:1.4;opacity:0;transform:translateY(6px);transition:opacity 0.4s ease,transform 0.4s ease}.is-visible .anim-pillar__label{opacity:1;transform:translateY(0)}.is-visible .anim-pillar:nth-child(1) .anim-pillar__label{transition-delay:1.2s}.is-visible .anim-pillar:nth-child(2) .anim-pillar__label{transition-delay:1.6s}.is-visible .anim-pillar:nth-child(3) .anim-pillar__label{transition-delay:2s}.anim-pillars__line{position:absolute;left:6%;right:6%;border-top:2px dashed rgba(211,51,85,0.25);opacity:0;transition:opacity 0.5s ease 2.2s}.is-visible .anim-pillars__line{opacity:1}.anim-pillars__line-label{position:absolute;right:0;top:-18px;font-size:0.6rem;font-weight:700;color:rgba(211,51,85,0.6);letter-spacing:0.05em}.anim-gauge{width:100%;height:100%;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:20px}.anim-gauge__track{width:85%;height:32px;border-radius:20px;background:rgba(var(--navy-rgb),0.05);position:relative;overflow:hidden}.anim-gauge__fill-covered{position:absolute;left:0;top:0;bottom:0;width:0%;background:linear-gradient(90deg,#8faabe,var(--navy));border-radius:20px 0 0 20px;transition:width 2s var(--ease-out) 0.5s}.is-visible .anim-gauge__fill-covered{width:60%}.anim-gauge__fill-gap{position:absolute;left:60%;top:0;bottom:0;width:0%;border-radius:0 20px 20px 0;opacity:0}.is-visible .anim-gauge__fill-gap{width:40%;animation:gapAppear 0.8s ease 2.5s forwards,gapPulse 2s ease 3.3s infinite}@keyframes gapAppear{from{opacity:0;background:rgba(var(--gold-rgb),0.15)}to{opacity:1;background:rgba(var(--gold-rgb),0.15)}}@keyframes gapPulse{0%,100%{background:rgba(var(--gold-rgb),0.12)}50%{background:rgba(var(--gold-rgb),0.3)}}.anim-gauge__fill-3a{position:absolute;left:60%;top:0;bottom:0;width:0%;background:linear-gradient(90deg,var(--gold),#dabb73);border-radius:0 20px 20px 0;box-shadow:0 0 20px rgba(var(--gold-rgb),0.3)}.is-visible .anim-gauge__fill-3a{animation:fill3a 1.5s var(--ease-out) 3.5s forwards}@keyframes fill3a{from{width:0%}to{width:40%}}.anim-gauge__labels{display:flex;width:85%;justify-content:space-between}.anim-gauge__label{font-size:0.65rem;font-weight:700;letter-spacing:0.06em;opacity:0;transition:opacity 0.4s ease}.anim-gauge__label--covered{color:var(--navy)}.anim-gauge__label--gap{color:var(--gold)}.is-visible .anim-gauge__label--covered{opacity:0.6;transition-delay:2.2s}.is-visible .anim-gauge__label--gap{opacity:1;transition-delay:3.8s}.anim-gauge__text{font-family:var(--font-serif);font-size:2.2rem;font-weight:600;color:var(--gold);opacity:0;transition:opacity 0.5s ease 3.5s}.is-visible .anim-gauge__text{opacity:1}.anim-gauge__arrow{font-size:0.7rem;font-weight:700;color:var(--gold);opacity:0;display:flex;align-items:center;gap:6px;transition:opacity 0.5s ease 4.5s}.is-visible .anim-gauge__arrow{opacity:1}.anim-gauge__arrow-icon{animation:arrowBounce 1.5s ease infinite}@keyframes arrowBounce{0%,100%{transform:translateX(0)}50%{transform:translateX(4px)}}.anim-taxloop{width:100%;height:100%;display:flex;align-items:center;justify-content:center;position:relative}.anim-taxloop svg{width:240px;height:240px}.anim-taxloop__arc{fill:none;stroke-width:3;stroke-linecap:round;stroke-dasharray:200;stroke-dashoffset:200}.is-visible .anim-taxloop__arc{animation:drawCurve 2s var(--ease-out) 0.5s forwards}.anim-taxloop__flow{fill:none;stroke-width:2;stroke-linecap:round;stroke-dasharray:8 16}.is-visible .anim-taxloop__flow{animation:flowDash 2s linear 2s infinite}@keyframes flowDash{to{stroke-dashoffset:-48}}.anim-taxloop__node{opacity:0;transform:scale(0);transition:opacity 0.5s ease,transform 0.5s var(--ease-out)}.is-visible .anim-taxloop__node--1{opacity:1;transform:scale(1);transition-delay:0.3s}.is-visible .anim-taxloop__node--2{opacity:1;transform:scale(1);transition-delay:1.5s}.is-visible .anim-taxloop__node--3{opacity:1;transform:scale(1);transition-delay:2.2s}.anim-taxloop__label{font-family:var(--font-sans);font-weight:700;letter-spacing:0.04em}.anim-taxloop__amount{position:absolute;top:50%;left:50%;transform:translate(-50%,-50%);font-family:var(--font-serif);font-size:1.3rem;font-weight:600;color:var(--gold);opacity:0;white-space:nowrap;transition:opacity 0.5s ease 2.5s}.is-visible .anim-taxloop__amount{opacity:1}.anim-timeline{width:100%;height:100%;display:flex;flex-direction:column;justify-content:center;gap:28px;padding:16px 20px}.anim-tl-row{display:flex;align-items:center;gap:14px;opacity:0;transform:translateX(-15px);transition:opacity 0.6s ease,transform 0.6s var(--ease-out)}.is-visible .anim-tl-row:nth-child(1){opacity:1;transform:translateX(0);transition-delay:0.4s}.is-visible .anim-tl-row:nth-child(2){opacity:1;transform:translateX(0);transition-delay:1.2s}.anim-tl-row__age{min-width:56px;font-family:var(--font-serif);font-size:1.1rem;font-weight:600;color:var(--navy);text-align:right}.anim-tl-row__bar-wrap{flex:1;height:28px;border-radius:14px;background:rgba(var(--navy-rgb),0.04);position:relative;overflow:hidden}.anim-tl-row__bar{position:absolute;left:0;top:0;bottom:0;border-radius:14px;width:0%}.anim-tl-row__bar--early{background:linear-gradient(90deg,var(--gold),#dabb73);box-shadow:0 0 16px rgba(var(--gold-rgb),0.2)}.anim-tl-row__bar--late{background:linear-gradient(90deg,rgba(var(--navy-rgb),0.25),rgba(var(--navy-rgb),0.15))}.is-visible .anim-tl-row__bar--early{animation:tlBarGrow 2s var(--ease-out) 0.8s forwards}.is-visible .anim-tl-row__bar--late{animation:tlBarGrowShort 1.5s var(--ease-out) 1.6s forwards}@keyframes tlBarGrow{to{width:92%}}@keyframes tlBarGrowShort{to{width:38%}}.anim-tl-row__amount{position:absolute;right:10px;top:50%;transform:translateY(-50%);font-family:var(--font-serif);font-size:0.8rem;font-weight:700;opacity:0;transition:opacity 0.4s ease}.anim-tl-row__amount--gold{color:var(--gold)}.anim-tl-row__amount--muted{color:rgba(var(--navy-rgb),0.4)}.is-visible .anim-tl-row__amount{opacity:1}.is-visible .anim-tl-row:nth-child(1) .anim-tl-row__amount{transition-delay:2.5s}.is-visible .anim-tl-row:nth-child(2) .anim-tl-row__amount{transition-delay:2.8s}.anim-tl-row__label{min-width:44px;font-size:0.6rem;font-weight:700;text-transform:uppercase;letter-spacing:0.08em}.anim-tl-row__label--gold{color:var(--gold)}.anim-tl-row__label--muted{color:rgba(var(--navy-rgb),0.3)}.anim-tl-diff{text-align:center;font-family:var(--font-serif);font-size:1rem;font-weight:600;color:var(--gold);opacity:0;transform:translateY(8px);transition:opacity 0.5s ease,transform 0.5s ease}.is-visible .anim-tl-diff{opacity:1;transform:translateY(0);transition-delay:3.2s}.anim-tl-diff span{font-size:1.4rem}@media (max-width:900px){.anim-pillars{gap:14px;padding:0 0 28px}.anim-pillar__bar--1{height:60px}.anim-pillar__bar--2{height:90px}.anim-pillar__bar--3{height:140px}.anim-gauge__text{font-size:1.6rem}}.anim-taxbar{position:relative;height:100%;display:flex;align-items:flex-end;justify-content:center;gap:32px;padding-bottom:20px}.anim-taxbar__col{display:flex;flex-direction:column;align-items:center;gap:8px;width:80px}.anim-taxbar__bar{width:100%;border-radius:6px 6px 0 0;position:relative;overflow:hidden;min-height:20px}.anim-taxbar__bar--before{background:linear-gradient(180deg,#d64545,#e87070);height:200px;animation:taxBarPulse 3s ease-in-out infinite}.anim-taxbar__bar--after{background:linear-gradient(180deg,var(--gold),#d4b366);height:120px;animation:taxBarPulse 3s ease-in-out infinite 0.5s}@keyframes taxBarPulse{0%,100%{opacity:0.85}50%{opacity:1}}.anim-taxbar__bar::after{content:'';position:absolute;top:-100%;left:0;width:100%;height:100%;background:linear-gradient(180deg,transparent,rgba(var(--white-rgb),0.15),transparent);animation:taxBarShimmer 3s ease-in-out infinite}@keyframes taxBarShimmer{0%{top:-100%}100%{top:100%}}.anim-taxbar__val{position:absolute;top:12px;left:50%;transform:translateX(-50%);font-family:var(--font-serif);font-size:1rem;font-weight:700;color:white;white-space:nowrap;text-shadow:0 1px 4px rgba(0,0,0,0.2)}.anim-taxbar__label{font-size:0.65rem;font-weight:700;letter-spacing:0.08em;text-transform:uppercase;color:var(--navy);opacity:0.5;text-align:center}.anim-taxbar__arrow{position:absolute;top:45%;left:50%;transform:translate(-50%,-50%);color:var(--gold);font-size:1.4rem;font-weight:700;animation:arrowBounce 1.5s ease-in-out infinite}@keyframes arrowBounce{0%,100%{transform:translate(-50%,-50%) translateX(0)}50%{transform:translate(-50%,-50%) translateX(6px)}}.anim-cantons{position:relative;height:100%;display:flex;flex-direction:column;justify-content:center;gap:14px;padding:10px 0}.anim-canton{display:grid;grid-template-columns:72px 1fr 44px;align-items:center;gap:10px}.anim-canton__name{font-size:0.7rem;font-weight:700;letter-spacing:0.06em;color:var(--navy);text-align:right}.anim-canton__track{height:20px;border-radius:10px;background:rgba(var(--navy-rgb),0.05);overflow:hidden;position:relative}.anim-canton__fill{height:100%;border-radius:10px;position:relative;overflow:hidden;transition:width 1.5s var(--ease-out);width:0%}.is-visible .anim-canton__fill{width:var(--w)}.anim-canton__fill--gold{background:linear-gradient(90deg,var(--gold),#d4b366)}.anim-canton__fill--navy{background:linear-gradient(90deg,var(--navy),#2a4a7f)}.anim-canton__fill--blue{background:linear-gradient(90deg,#4a6fa5,#6a8fc5)}.anim-canton__fill--red{background:linear-gradient(90deg,#c95e5e,#e07070)}.anim-canton__fill::after{content:'';position:absolute;top:0;left:-40%;width:40%;height:100%;background:linear-gradient(90deg,transparent,rgba(var(--white-rgb),0.25),transparent);animation:cantonScan 2.5s ease-in-out infinite}@keyframes cantonScan{0%{left:-40%}100%{left:100%}}.anim-canton__pct{font-family:var(--font-serif);font-size:0.85rem;font-weight:700;color:var(--navy)}.is-visible .anim-canton:nth-child(1) .anim-canton__fill{transition-delay:0.3s}.is-visible .anim-canton:nth-child(2) .anim-canton__fill{transition-delay:0.5s}.is-visible .anim-canton:nth-child(3) .anim-canton__fill{transition-delay:0.7s}.is-visible .anim-canton:nth-child(4) .anim-canton__fill{transition-delay:0.9s}.is-visible .anim-canton:nth-child(5) .anim-canton__fill{transition-delay:1.1s}.tax-cycle{display:flex;align-items:center;justify-content:center;gap:10px;padding:16px 8px 8px;width:100%}.tax-cycle__step{display:flex;flex-direction:column;align-items:center;gap:10px;flex:0 0 auto}.tax-cycle__icon{width:54px;height:54px;border-radius:50%;display:flex;align-items:center;justify-content:center;background:rgba(var(--navy-rgb),0.06);border:1.5px solid rgba(var(--navy-rgb),0.18);color:var(--navy);animation:breathe 3s ease-in-out infinite}.tax-cycle__icon svg{width:24px;height:24px}.tax-cycle__icon--gold{background:rgba(var(--gold-rgb),0.12);border-color:rgba(var(--gold-rgb),0.4);color:var(--gold);animation-delay:0.4s}.tax-cycle__icon--green{background:rgba(34,197,94,0.1);border-color:rgba(34,197,94,0.35);color:#22c55e;animation-delay:0.8s}.tax-cycle__label{font-family:var(--font-sans);font-size:0.62rem;font-weight:700;letter-spacing:0.08em;text-transform:uppercase;color:var(--navy);opacity:0.85;text-align:center;line-height:1.35}.tax-cycle__label em{display:block;font-style:normal;font-weight:500;font-size:0.55rem;letter-spacing:0.04em;text-transform:none;opacity:0.55;margin-top:2px}.tax-cycle__arrow{flex:1 1 auto;max-width:44px;min-width:22px;color:var(--gold);opacity:0.55;margin-bottom:28px}.tax-cycle__arrow svg{width:100%;height:12px;display:block}@media (max-width:520px){.tax-cycle{gap:4px}.tax-cycle__icon{width:46px;height:46px}.tax-cycle__icon svg{width:20px;height:20px}.tax-cycle__label{font-size:0.55rem}.tax-cycle__label em{font-size:0.5rem}}.anim-savings{position:relative;height:100%;display:flex;flex-direction:column;align-items:center;justify-content:center;overflow:hidden}.anim-savings__amount{font-family:var(--font-serif);font-size:2.8rem;font-weight:700;color:var(--gold);position:relative;z-index:1;text-shadow:0 0 40px rgba(var(--gold-rgb),0.15)}.anim-savings__sub{font-family:var(--font-sans);font-size:0.65rem;font-weight:700;letter-spacing:0.14em;text-transform:uppercase;color:var(--navy);opacity:0.4;margin-top:6px}.anim-savings__pulse{position:absolute;width:180px;height:180px;border-radius:50%;border:2px solid rgba(var(--gold-rgb),0.1);animation:savingsPulse 3s ease-in-out infinite}.anim-savings__pulse:nth-child(2){width:240px;height:240px;animation-delay:0.8s;border-color:rgba(var(--gold-rgb),0.06)}@keyframes savingsPulse{0%,100%{transform:scale(1);opacity:0.6}50%{transform:scale(1.08);opacity:1}}.anim-savings__spark{position:absolute;width:4px;height:4px;border-radius:50%;background:var(--gold);opacity:0;animation:sparkFloat 3s ease-in-out infinite}@keyframes sparkFloat{0%{opacity:0;transform:translateY(0) scale(0.5)}30%{opacity:0.8}100%{opacity:0;transform:translateY(-80px) scale(0)}}.anim-lamal{position:relative;height:100%;display:flex;align-items:flex-end;justify-content:center;gap:32px;padding:24px 20px 16px}.anim-lamal__col{display:flex;flex-direction:column;align-items:center;gap:10px;flex:1;max-width:120px}.anim-lamal__bar-wrap{width:52px;height:160px;border-radius:26px;background:rgba(var(--navy-rgb),0.04);position:relative;overflow:hidden}.anim-lamal__bar-fill{position:absolute;bottom:0;left:0;right:0;border-radius:26px;transition:height 1.5s var(--ease-out);height:0}.is-visible .anim-lamal__bar-fill--lamal{height:85%;background:linear-gradient(to top,var(--navy),#4a6fa5)}.is-visible .anim-lamal__bar-fill--lca{height:35%;background:linear-gradient(to top,var(--gold),#d4b86a)}.anim-lamal__arrow{position:absolute;right:-22px;top:20%;color:#22c55e;font-size:1.1rem;opacity:0}.is-visible .anim-lamal__arrow{animation:lamalArrow 3s ease-in-out 1.5s infinite}@keyframes lamalArrow{0%{top:20%;opacity:0}20%{opacity:1}80%{top:55%;opacity:1}100%{top:55%;opacity:0}}.anim-lamal__tag{font-size:0.52rem;font-weight:700;letter-spacing:0.06em;text-transform:uppercase;padding:4px 10px;border-radius:10px;white-space:nowrap}.anim-lamal__tag--lamal{color:var(--navy);background:rgba(var(--navy-rgb),0.06)}.anim-lamal__tag--lca{color:var(--gold);background:rgba(var(--gold-rgb),0.08)}.anim-lamal__col-label{font-family:var(--font-serif);font-size:0.95rem;font-weight:600;color:var(--navy);margin-top:16px}.anim-lamal__equal{position:absolute;top:8px;left:50%;transform:translateX(-50%);font-size:0.48rem;font-weight:700;color:var(--navy);opacity:0.35;letter-spacing:0.04em;text-transform:uppercase;text-align:center;padding:3px 10px;border-radius:10px;background:rgba(var(--navy-rgb),0.03);white-space:nowrap}.anim-lamal__bar-fill::after{content:'';position:absolute;inset:0;border-radius:26px;background:linear-gradient(to top,transparent 40%,rgba(var(--white-rgb),0.15) 50%,transparent 60%);animation:lamalShimmer 3s ease-in-out infinite}@keyframes lamalShimmer{0%,100%{transform:translateY(20%)}50%{transform:translateY(-20%)}}.anim-casco{position:relative;height:100%;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:8px;padding:28px 16px 16px}.anim-casco__tier{display:flex;align-items:center;justify-content:center;border-radius:12px;font-weight:700;font-size:0.62rem;letter-spacing:0.05em;text-transform:uppercase;position:relative;height:44px;opacity:0;transform:scaleX(0);transition:opacity 0.6s ease,transform 0.6s var(--ease-out)}.is-visible .anim-casco__tier{opacity:1;transform:scaleX(1)}.anim-casco__tier--cc{width:70%;background:linear-gradient(135deg,var(--gold),#d4b86a);color:#fff;transition-delay:0s}.anim-casco__tier--cp{width:82%;background:linear-gradient(135deg,#4a6fa5,#6b8fc5);color:#fff;transition-delay:0.25s}.anim-casco__tier--rc{width:94%;background:linear-gradient(135deg,var(--navy),#2a4a80);color:#fff;transition-delay:0.5s}.is-visible .anim-casco__tier--cp{transition-delay:0.25s}.is-visible .anim-casco__tier--cc{transition-delay:0s}.is-visible .anim-casco__tier--rc{transition-delay:0.5s}.anim-casco__tier::after{content:'';position:absolute;inset:0;border-radius:12px;background:linear-gradient(90deg,transparent 40%,rgba(var(--white-rgb),0.15) 50%,transparent 60%);animation:cascoShimmer 3s ease-in-out infinite}.anim-casco__tier--cp::after{animation-delay:0.4s}.anim-casco__tier--cc::after{animation-delay:0.8s}@keyframes cascoShimmer{0%,100%{transform:translateX(20%)}50%{transform:translateX(-20%)}}@keyframes cascoSweep{0%{background-position:200% 0}100%{background-position:-200% 0}}.anim-casco__tier svg{width:16px;height:16px;margin-right:6px;flex-shrink:0}.anim-casco__connector{width:2px;height:6px;background:rgba(var(--navy-rgb),0.1);border-radius:1px}.anim-casco__arrow-label{font-size:0.48rem;font-weight:600;color:var(--navy);opacity:0.4;letter-spacing:0.06em;text-transform:uppercase;margin-top:4px;display:flex;align-items:center;gap:6px}.anim-casco__arrow-label::before,.anim-casco__arrow-label::after{content:'';width:20px;height:1px;background:rgba(var(--navy-rgb),0.15)}.anim-juridique{position:relative;height:100%;display:flex;align-items:center;justify-content:center}.anim-juridique__scale{position:relative;width:260px;height:230px}.anim-juridique__gavel{position:absolute;top:20px;left:50%;transform:translateX(-50%);width:36px;height:36px;border-radius:50%;background:linear-gradient(135deg,var(--gold),#d4b86a);display:flex;align-items:center;justify-content:center;box-shadow:0 4px 18px rgba(var(--gold-rgb),0.3);z-index:3}.anim-juridique__gavel svg{width:18px;height:18px;color:white}.anim-juridique__pillar{position:absolute;left:50%;bottom:8px;width:3px;height:150px;background:linear-gradient(180deg,var(--gold),rgba(var(--gold-rgb),0.15));transform:translateX(-50%);border-radius:2px}.anim-juridique__base{position:absolute;bottom:0;left:50%;transform:translateX(-50%);width:70px;height:7px;border-radius:4px;background:linear-gradient(90deg,rgba(var(--gold-rgb),0.15),var(--gold),rgba(var(--gold-rgb),0.15))}.anim-juridique__beam{position:absolute;top:52px;left:50%;width:230px;height:4px;transform:translateX(-50%);background:linear-gradient(90deg,rgba(var(--gold-rgb),0.4),var(--gold) 20%,var(--gold) 80%,rgba(var(--gold-rgb),0.4));border-radius:3px;transform-origin:center;animation:scaleRock 4s ease-in-out infinite}.anim-juridique__beam::before,.anim-juridique__beam::after{content:'';position:absolute;top:-3px;width:10px;height:10px;border-radius:50%;background:var(--gold)}.anim-juridique__beam::before{left:-2px}.anim-juridique__beam::after{right:-2px}@keyframes scaleRock{0%,100%{transform:translateX(-50%) rotate(-4deg)}50%{transform:translateX(-50%) rotate(4deg)}}.anim-juridique__plate{position:absolute;width:76px;display:flex;flex-direction:column;align-items:center}.anim-juridique__plate--left{top:14px;left:-4px;animation:plateBobL 4s ease-in-out infinite}.anim-juridique__plate--right{top:14px;right:-4px;animation:plateBobR 4s ease-in-out infinite}@keyframes plateBobL{0%,100%{transform:translateY(8px)}50%{transform:translateY(-8px)}}@keyframes plateBobR{0%,100%{transform:translateY(-8px)}50%{transform:translateY(8px)}}.anim-juridique__chain{width:2px;height:30px;color:var(--gold);opacity:0.5}.anim-juridique__dish{width:72px;height:28px;color:var(--gold)}.anim-juridique__plate-label{font-size:0.55rem;font-weight:700;letter-spacing:0.08em;text-transform:uppercase;color:var(--navy);opacity:0.5;margin-top:6px}.anim-rc2{position:relative;height:100%;display:flex;align-items:stretch;justify-content:center;gap:0;padding:20px 12px 16px}.anim-rc2__side{flex:1;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:6px;padding:12px 8px;position:relative;overflow:hidden;border-radius:16px;opacity:0;transform:translateY(16px);transition:opacity 0.6s ease,transform 0.6s var(--ease-out)}.is-visible .anim-rc2__side{opacity:1;transform:translateY(0)}.is-visible .anim-rc2__side--menage{transition-delay:0.2s}.anim-rc2__side--rc{background:rgba(var(--navy-rgb),0.04)}.anim-rc2__side--menage{background:rgba(var(--gold-rgb),0.04)}.anim-rc2__pulse{display:none}.anim-rc2__icon{width:44px;height:44px;border-radius:50%;display:flex;align-items:center;justify-content:center;position:relative;z-index:1}.anim-rc2__icon::before{content:'';position:absolute;inset:-6px;border-radius:50%;z-index:-1;animation:rc2Pulse 3s ease-in-out infinite}.anim-rc2__side--rc .anim-rc2__icon::before{background:rgba(var(--navy-rgb),0.08)}.anim-rc2__side--menage .anim-rc2__icon::before{background:rgba(var(--gold-rgb),0.08);animation-delay:1.5s}@keyframes rc2Pulse{0%,100%{transform:scale(1);opacity:0.7}50%{transform:scale(1.5);opacity:0}}.anim-rc2__icon svg{width:22px;height:22px}.anim-rc2__side--rc .anim-rc2__icon{background:var(--white);border:2px solid rgba(var(--navy-rgb),0.12);color:var(--navy)}.anim-rc2__side--menage .anim-rc2__icon{background:var(--white);border:2px solid rgba(var(--gold-rgb),0.15);color:var(--gold)}.anim-rc2__label{font-size:0.65rem;font-weight:700;letter-spacing:0.08em;text-transform:uppercase}.anim-rc2__side--rc .anim-rc2__label{color:var(--navy)}.anim-rc2__side--menage .anim-rc2__label{color:var(--gold)}.anim-rc2__desc{font-size:0.6rem;color:rgba(var(--navy-rgb),0.45);font-weight:500;margin-bottom:4px}.anim-rc2__items{display:flex;flex-direction:column;gap:4px;width:100%}.anim-rc2__item{font-size:0.55rem;font-weight:600;letter-spacing:0.03em;padding:5px 8px;border-radius:8px;text-align:center;opacity:0;transform:translateY(8px);transition:opacity 0.5s ease,transform 0.5s ease}.is-visible .anim-rc2__item{opacity:1;transform:translateY(0)}.is-visible .anim-rc2__item:nth-child(1){transition-delay:0.4s}.is-visible .anim-rc2__item:nth-child(2){transition-delay:0.55s}.is-visible .anim-rc2__item:nth-child(3){transition-delay:0.7s}.anim-rc2__side--rc .anim-rc2__item{background:rgba(var(--navy-rgb),0.06);color:var(--navy)}.anim-rc2__side--menage .anim-rc2__item{background:rgba(var(--gold-rgb),0.08);color:#8a7340}.anim-rc2__center{display:flex;flex-direction:column;align-items:center;justify-content:center;gap:6px;padding:0 6px;z-index:2;position:relative}.anim-rc2__shield{width:40px;height:40px;border-radius:50%;background:linear-gradient(135deg,var(--navy),#2a4a80);display:flex;align-items:center;justify-content:center;color:var(--gold);box-shadow:0 4px 20px rgba(var(--navy-rgb),0.2);animation:rc2ShieldGlow 3s ease-in-out infinite}.anim-rc2__shield svg{width:20px;height:20px}@keyframes rc2ShieldGlow{0%,100%{box-shadow:0 4px 20px rgba(var(--navy-rgb),0.2)}50%{box-shadow:0 4px 28px rgba(var(--gold-rgb),0.35)}}.anim-rc2__badge{font-size:0.48rem;font-weight:700;text-transform:uppercase;letter-spacing:0.08em;color:var(--gold);white-space:nowrap;opacity:0;transform:scale(0.8);transition:opacity 0.5s ease 0.8s,transform 0.5s ease 0.8s}.is-visible .anim-rc2__badge{opacity:1;transform:scale(1)}.anim-sasarl{position:relative;height:100%;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:14px;padding:24px 20px}.anim-sasarl__title{font-family:var(--font-serif);font-size:1.4rem;font-weight:600;color:var(--navy);letter-spacing:-0.01em}.anim-sasarl__bar-track{width:90%;height:36px;border-radius:18px;background:rgba(var(--navy-rgb),0.04);position:relative;overflow:hidden;display:flex}.anim-sasarl__bar-sal{height:100%;border-radius:18px 0 0 18px;background:linear-gradient(90deg,var(--navy),#2a4a80);display:flex;align-items:center;justify-content:center;font-size:0.55rem;font-weight:700;color:#fff;letter-spacing:0.04em;text-transform:uppercase;white-space:nowrap;width:0;transition:width 1.5s var(--ease-out)}.is-visible .anim-sasarl__bar-sal{width:55%}.anim-sasarl__bar-div{height:100%;border-radius:0 18px 18px 0;flex:1;background:linear-gradient(90deg,#c4a35a,var(--gold));display:flex;align-items:center;justify-content:center;font-size:0.55rem;font-weight:700;color:#fff;letter-spacing:0.04em;text-transform:uppercase;white-space:nowrap;opacity:0;transition:opacity 0.8s ease 1.2s}.is-visible .anim-sasarl__bar-div{opacity:1}.anim-sasarl__marker{position:absolute;top:-6px;bottom:-6px;width:3px;left:55%;background:var(--gold);border-radius:2px;z-index:2;animation:sasarlSlide 4s ease-in-out infinite}@keyframes sasarlSlide{0%,100%{left:55%}30%{left:40%}70%{left:65%}}.anim-sasarl__bar-track::after{content:'';position:absolute;inset:0;border-radius:18px;background:linear-gradient(90deg,transparent 40%,rgba(var(--white-rgb),0.08) 50%,transparent 60%);background-size:200% 100%;animation:cascoSweep 3s ease-in-out infinite}.anim-sasarl__labels{display:flex;justify-content:space-between;width:90%}.anim-sasarl__lbl{font-size:0.5rem;font-weight:700;letter-spacing:0.05em;text-transform:uppercase;padding:3px 10px;border-radius:10px}.anim-sasarl__lbl--sal{color:var(--navy);background:rgba(var(--navy-rgb),0.06)}.anim-sasarl__lbl--div{color:var(--gold);background:rgba(var(--gold-rgb),0.08)}.anim-sasarl__optim{font-size:0.48rem;font-weight:600;color:#22c55e;opacity:0.7;letter-spacing:0.04em;text-transform:uppercase;animation:breathe 3s ease-in-out infinite}.anim-holding{position:relative;height:100%;display:flex;align-items:center;justify-content:center;padding:20px}.anim-holding__tree{position:relative;width:240px;height:200px}.anim-holding__node{position:absolute;display:flex;flex-direction:column;align-items:center;gap:4px}.anim-holding__circle{width:48px;height:48px;border-radius:50%;display:flex;align-items:center;justify-content:center;border:2px solid;background:#fff}.anim-holding__circle svg{width:20px;height:20px}.anim-holding__node--parent{top:0;left:50%;transform:translateX(-50%)}.anim-holding__node--parent .anim-holding__circle{border-color:var(--gold);color:var(--gold);width:56px;height:56px;box-shadow:0 0 0 6px rgba(var(--gold-rgb),0.08);animation:breathe 3s ease-in-out infinite}.anim-holding__node--parent .anim-holding__circle svg{width:24px;height:24px}.anim-holding__node--child1{bottom:20px;left:8px}.anim-holding__node--child2{bottom:20px;left:50%;transform:translateX(-50%)}.anim-holding__node--child3{bottom:20px;right:8px}.anim-holding__node--child1 .anim-holding__circle,.anim-holding__node--child2 .anim-holding__circle,.anim-holding__node--child3 .anim-holding__circle{border-color:var(--navy);color:var(--navy)}.anim-holding__node-label{font-size:0.5rem;font-weight:700;letter-spacing:0.04em;text-transform:uppercase;color:var(--navy);white-space:nowrap}.anim-holding__node--parent .anim-holding__node-label{color:var(--gold)}.anim-holding__lines{position:absolute;inset:0;pointer-events:none}.anim-holding__lines svg{width:100%;height:100%}.anim-holding__line{fill:none;stroke:rgba(var(--gold-rgb),0.25);stroke-width:1.5;stroke-dasharray:6 4}.anim-holding__flow{fill:none;stroke:var(--gold);stroke-width:2;stroke-linecap:round;stroke-dasharray:12 200;stroke-dashoffset:0;animation:holdingFlow 3s ease-in-out infinite;opacity:0.6}.anim-holding__flow--2{animation-delay:1s}.anim-holding__flow--3{animation-delay:2s}@keyframes holdingFlow{0%{stroke-dashoffset:0}100%{stroke-dashoffset:-80}}.anim-holding__badge{position:absolute;top:50%;left:50%;transform:translate(-50%,-50%);font-size:0.45rem;font-weight:700;color:#22c55e;letter-spacing:0.04em;text-transform:uppercase;padding:3px 8px;border-radius:8px;background:rgba(34,197,94,0.06);animation:breathe 3s ease-in-out infinite 0.5s;white-space:nowrap}.anim-coop{position:relative;height:100%;display:flex;align-items:center;justify-content:center;padding:20px}.anim-coop__ring{position:relative;width:200px;height:200px}.anim-coop__hub{position:absolute;top:50%;left:50%;transform:translate(-50%,-50%);width:52px;height:52px;border-radius:50%;background:linear-gradient(135deg,var(--gold),#d4b86a);display:flex;align-items:center;justify-content:center;box-shadow:0 0 0 8px rgba(var(--gold-rgb),0.1),0 0 0 16px rgba(var(--gold-rgb),0.04);z-index:2}.anim-coop__hub svg{width:22px;height:22px;color:#fff}.anim-coop__orbit{position:absolute;inset:0;border:1.5px dashed rgba(var(--navy-rgb),0.12);border-radius:50%;animation:orbitSpin 20s linear infinite}.anim-coop__member{position:absolute;display:flex;flex-direction:column;align-items:center;gap:3px}.anim-coop__member-dot{width:32px;height:32px;border-radius:50%;background:#fff;border:2px solid var(--navy);display:flex;align-items:center;justify-content:center;color:var(--navy)}.anim-coop__member-dot svg{width:14px;height:14px}.anim-coop__member-label{font-size:0.42rem;font-weight:700;color:var(--navy);letter-spacing:0.03em;text-transform:uppercase;white-space:nowrap}.anim-coop__member--1{top:-8px;left:50%;transform:translateX(-50%)}.anim-coop__member--2{top:22%;right:-12px}.anim-coop__member--3{bottom:22%;right:-12px}.anim-coop__member--4{bottom:-8px;left:50%;transform:translateX(-50%)}.anim-coop__member--5{bottom:22%;left:-12px}.anim-coop__member--6{top:22%;left:-12px}.anim-coop__member-dot{animation:dotPulse 3s ease-in-out infinite}.anim-coop__member--2 .anim-coop__member-dot{animation-delay:0.5s}.anim-coop__member--3 .anim-coop__member-dot{animation-delay:1s}.anim-coop__member--4 .anim-coop__member-dot{animation-delay:1.5s}.anim-coop__member--5 .anim-coop__member-dot{animation-delay:2s}.anim-coop__member--6 .anim-coop__member-dot{animation-delay:2.5s}.anim-coop__lines{position:absolute;inset:0;pointer-events:none}.anim-coop__lines svg{width:100%;height:100%}.anim-coop__link{fill:none;stroke:rgba(var(--navy-rgb),0.08);stroke-width:1;stroke-dasharray:4 4;animation:flowDash 3s linear infinite}.anim-ri{position:relative;height:100%;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:10px;padding:20px 16px}.anim-ri__person{width:40px;height:40px;border-radius:50%;background:linear-gradient(135deg,var(--navy),#2a4a80);display:flex;align-items:center;justify-content:center;box-shadow:0 0 0 4px rgba(var(--navy-rgb),0.08);margin-bottom:4px}.anim-ri__person svg{width:18px;height:18px;color:#fff}.anim-ri__pillars{display:flex;align-items:flex-end;gap:10px;width:85%}.anim-ri__pillar{flex:1;display:flex;flex-direction:column;align-items:center;gap:6px}.anim-ri__bar{width:100%;border-radius:8px 8px 4px 4px;position:relative;overflow:hidden;height:0;transition:height 1.2s var(--ease-out)}.anim-ri__bar--avs{background:linear-gradient(to top,var(--navy),#3a5a90)}.anim-ri__bar--lpp{background:linear-gradient(to top,#4a6fa5,#6b8fc5)}.anim-ri__bar--3a{background:linear-gradient(to top,var(--gold),#d4b86a)}.is-visible .anim-ri__bar--avs{height:60px;transition-delay:0s}.is-visible .anim-ri__bar--lpp{height:90px;transition-delay:0.25s}.is-visible .anim-ri__bar--3a{height:70px;transition-delay:0.5s}.anim-ri__bar::after{content:'';position:absolute;inset:0;border-radius:inherit;background:linear-gradient(to top,transparent 30%,rgba(var(--white-rgb),0.12) 50%,transparent 70%);animation:lamalShimmer 3s ease-in-out infinite}.anim-ri__bar--lpp::after{animation-delay:0.4s}.anim-ri__bar--3a::after{animation-delay:0.8s}.anim-ri__bar-val{position:absolute;top:8px;left:50%;transform:translateX(-50%);font-size:0.6rem;font-weight:700;color:rgba(var(--white-rgb),0.9);white-space:nowrap}.anim-ri__pillar-label{font-size:0.5rem;font-weight:700;color:var(--navy);letter-spacing:0.04em;text-transform:uppercase;text-align:center}.anim-ri__base{width:85%;height:4px;border-radius:2px;background:rgba(var(--navy-rgb),0.08);margin-top:2px}.credit-motion{display:grid;grid-template-columns:repeat(2,1fr);gap:28px;margin-top:48px}@media (max-width:680px){.credit-motion{grid-template-columns:1fr}}.credit-motion .invest-motion__card{}.anim-lcc{position:relative;height:100%;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:16px;padding:24px 16px}.anim-lcc__rule{display:flex;align-items:center;gap:14px;width:90%;opacity:0;transform:translateX(-20px);transition:opacity 0.6s ease,transform 0.6s var(--ease-out)}.is-visible .anim-lcc__rule{opacity:1;transform:translateX(0)}.is-visible .anim-lcc__rule:nth-child(2){transition-delay:0.2s}.is-visible .anim-lcc__rule:nth-child(3){transition-delay:0.4s}.anim-lcc__icon{width:44px;height:44px;min-width:44px;border-radius:50%;display:flex;align-items:center;justify-content:center;border:2px solid;animation:breathe 3s ease-in-out infinite}.anim-lcc__rule:nth-child(1) .anim-lcc__icon{border-color:var(--navy);color:var(--navy)}.anim-lcc__rule:nth-child(2) .anim-lcc__icon{border-color:var(--gold);color:var(--gold);animation-delay:0.5s}.anim-lcc__rule:nth-child(3) .anim-lcc__icon{border-color:#22c55e;color:#22c55e;animation-delay:1s}.anim-lcc__icon svg{width:18px;height:18px}.anim-lcc__text{display:flex;flex-direction:column;gap:2px}.anim-lcc__value{font-family:var(--font-serif);font-size:1.3rem;font-weight:600;line-height:1.2}.anim-lcc__rule:nth-child(1) .anim-lcc__value{color:var(--navy)}.anim-lcc__rule:nth-child(2) .anim-lcc__value{color:var(--gold)}.anim-lcc__rule:nth-child(3) .anim-lcc__value{color:#22c55e}.anim-lcc__desc{font-size:0.52rem;font-weight:600;color:var(--navy);opacity:0.45;letter-spacing:0.04em;text-transform:uppercase}.anim-amort{position:relative;height:100%;display:flex;flex-direction:column;align-items:center;justify-content:flex-end;gap:0;padding:20px 20px 16px}.anim-amort__bars{display:flex;align-items:flex-end;gap:5px;width:90%;height:150px}.anim-amort__bar{flex:1;border-radius:4px 4px 0 0;position:relative;height:0;transition:height 1s var(--ease-out);overflow:hidden}.is-visible .anim-amort__bar:nth-child(1){height:100%;transition-delay:0s}.is-visible .anim-amort__bar:nth-child(2){height:88%;transition-delay:0.08s}.is-visible .anim-amort__bar:nth-child(3){height:75%;transition-delay:0.16s}.is-visible .anim-amort__bar:nth-child(4){height:62%;transition-delay:0.24s}.is-visible .anim-amort__bar:nth-child(5){height:48%;transition-delay:0.32s}.is-visible .anim-amort__bar:nth-child(6){height:34%;transition-delay:0.40s}.is-visible .anim-amort__bar:nth-child(7){height:18%;transition-delay:0.48s}.is-visible .anim-amort__bar:nth-child(8){height:4%;transition-delay:0.56s}.anim-amort__bar:nth-child(1){background:var(--navy)}.anim-amort__bar:nth-child(2){background:#1e3a6e}.anim-amort__bar:nth-child(3){background:#2a4a80}.anim-amort__bar:nth-child(4){background:#3d5f96}.anim-amort__bar:nth-child(5){background:#5a7aaa}.anim-amort__bar:nth-child(6){background:#8a7e6a}.anim-amort__bar:nth-child(7){background:#a99358}.anim-amort__bar:nth-child(8){background:var(--gold)}.anim-amort__bar::after{content:'';position:absolute;inset:0;border-radius:inherit;background:linear-gradient(to top,transparent 30%,rgba(var(--white-rgb),0.1) 50%,transparent 70%);animation:lamalShimmer 3s ease-in-out infinite}.anim-amort__bar:nth-child(2)::after{animation-delay:0.15s}.anim-amort__bar:nth-child(3)::after{animation-delay:0.3s}.anim-amort__bar:nth-child(4)::after{animation-delay:0.45s}.anim-amort__bar:nth-child(5)::after{animation-delay:0.6s}.anim-amort__bar:nth-child(6)::after{animation-delay:0.75s}.anim-amort__bar:nth-child(7)::after{animation-delay:0.9s}.anim-amort__bar:nth-child(8)::after{animation-delay:1.05s}.anim-amort__baseline{width:90%;height:2px;background:rgba(var(--navy-rgb),0.08);border-radius:1px}.anim-amort__labels{display:flex;justify-content:space-between;width:90%;margin-top:8px}.anim-amort__lbl{font-size:0.48rem;font-weight:700;letter-spacing:0.04em;text-transform:uppercase;opacity:0.4;color:var(--navy)}.anim-amort__trend{position:absolute;top:20px;right:20px;font-size:0.48rem;font-weight:700;color:#22c55e;letter-spacing:0.04em;text-transform:uppercase;display:flex;align-items:center;gap:4px;animation:breathe 3s ease-in-out infinite}.anim-amort__trend svg{width:14px;height:14px}.anim-glcomp{position:relative;height:100%;display:flex;align-items:center;justify-content:center;gap:20px;padding:24px 16px}.anim-glcomp__option{flex:1;display:flex;flex-direction:column;align-items:center;gap:10px;max-width:130px}.anim-glcomp__icon-wrap{width:64px;height:64px;border-radius:50%;display:flex;align-items:center;justify-content:center;position:relative}.anim-glcomp__icon-wrap svg{width:26px;height:26px}.anim-glcomp__option--depot .anim-glcomp__icon-wrap{background:rgba(var(--navy-rgb),0.06);color:var(--navy);border:2px solid rgba(var(--navy-rgb),0.15)}.anim-glcomp__option--assur .anim-glcomp__icon-wrap{background:rgba(var(--gold-rgb),0.08);color:var(--gold);border:2px solid rgba(var(--gold-rgb),0.2);animation:breathe 3s ease-in-out infinite}.anim-glcomp__option--depot .anim-glcomp__icon-wrap::after{content:'';position:absolute;inset:-4px;border-radius:50%;border:2px solid rgba(var(--navy-rgb),0.08);animation:glLockPulse 3s ease-in-out infinite}@keyframes glLockPulse{0%,100%{transform:scale(1);opacity:0.5}50%{transform:scale(1.15);opacity:0}}.anim-glcomp__option--assur .anim-glcomp__icon-wrap::after{content:'';position:absolute;inset:-6px;border-radius:50%;border:2px solid rgba(34,197,94,0.15);animation:glFreePulse 3s ease-in-out infinite}@keyframes glFreePulse{0%,100%{transform:scale(1);opacity:0.3}50%{transform:scale(1.2);opacity:0}}.anim-glcomp__label{font-family:var(--font-serif);font-size:0.95rem;font-weight:600;text-align:center}.anim-glcomp__option--depot .anim-glcomp__label{color:var(--navy)}.anim-glcomp__option--assur .anim-glcomp__label{color:var(--gold)}.anim-glcomp__tag{font-size:0.48rem;font-weight:700;letter-spacing:0.05em;text-transform:uppercase;padding:4px 10px;border-radius:10px;text-align:center}.anim-glcomp__option--depot .anim-glcomp__tag{color:#e06060;background:rgba(224,96,96,0.06)}.anim-glcomp__option--assur .anim-glcomp__tag{color:#22c55e;background:rgba(34,197,94,0.06)}.anim-glcomp__vs{font-family:var(--font-serif);font-size:1.1rem;font-weight:700;color:var(--navy);opacity:0.15;position:absolute;top:50%;left:50%;transform:translate(-50%,-50%)}.anim-glrules{position:relative;height:100%;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:16px;padding:24px 16px}.anim-glrules__months{display:flex;gap:10px}.anim-glrules__month{width:60px;height:60px;border-radius:12px;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:2px;opacity:0;transform:translateY(12px);transition:opacity 0.5s ease,transform 0.5s var(--ease-out)}.is-visible .anim-glrules__month{opacity:1;transform:translateY(0)}.is-visible .anim-glrules__month:nth-child(2){transition-delay:0.15s}.is-visible .anim-glrules__month:nth-child(3){transition-delay:0.3s}.anim-glrules__month:nth-child(1){background:linear-gradient(135deg,var(--navy),#2a4a80)}.anim-glrules__month:nth-child(2){background:linear-gradient(135deg,#3d5f96,#5a7aaa)}.anim-glrules__month:nth-child(3){background:linear-gradient(135deg,var(--gold),#d4b86a)}.anim-glrules__month-num{font-family:var(--font-serif);font-size:1.4rem;font-weight:700;color:#fff;line-height:1}.anim-glrules__month-label{font-size:0.4rem;font-weight:700;color:rgba(var(--white-rgb),0.7);letter-spacing:0.04em;text-transform:uppercase}.anim-glrules__month::after{content:'';position:absolute;inset:0;border-radius:12px;background:linear-gradient(135deg,transparent 40%,rgba(var(--white-rgb),0.1) 50%,transparent 60%);background-size:200% 200%;animation:cascoSweep 3s ease-in-out infinite}.anim-glrules__month:nth-child(2)::after{animation-delay:0.3s}.anim-glrules__month:nth-child(3)::after{animation-delay:0.6s}.anim-glrules__month{position:relative;overflow:hidden}.anim-glrules__max{font-size:0.52rem;font-weight:700;color:var(--navy);opacity:0.4;letter-spacing:0.05em;text-transform:uppercase;padding:3px 12px;border-radius:10px;background:rgba(var(--navy-rgb),0.03)}.anim-glrules__list{display:flex;flex-direction:column;gap:6px;width:85%}.anim-glrules__item{display:flex;align-items:center;gap:8px;font-size:0.52rem;font-weight:600;color:var(--navy);opacity:0.55;letter-spacing:0.03em}.anim-glrules__dot{width:6px;height:6px;min-width:6px;border-radius:50%;background:var(--gold);animation:dotPulse 3s ease-in-out infinite}.anim-glrules__item:nth-child(2) .anim-glrules__dot{animation-delay:0.5s}.anim-glrules__item:nth-child(3) 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rgba(var(--gold-rgb),0)}}.steps-motion__num{font-family:var(--font-serif);font-size:1.6rem;font-weight:700;color:var(--gold);z-index:2}.steps-motion__icon{position:absolute;top:-4px;right:-4px;width:28px;height:28px;color:var(--gold);background:var(--navy);border-radius:50%;padding:4px;border:1.5px solid rgba(var(--gold-rgb),0.3)}.steps-motion__ring{position:absolute;inset:-8px;border-radius:50%;border:1.5px dashed rgba(var(--gold-rgb),0.12);animation:orbitSpin 12s linear infinite}.steps-motion__circle--2 .steps-motion__ring{animation-direction:reverse}.steps-motion__title{font-family:var(--font-serif);font-size:1.2rem;font-weight:600;color:var(--white)}.steps-motion__desc{font-size:0.85rem;color:rgba(var(--white-rgb),0.5);line-height:1.6}.steps-motion__connector{width:80px;min-width:60px;display:flex;align-items:center;padding-top:36px}.steps-motion__connector svg{width:100%;height:8px}.steps-motion__dash{stroke:rgba(var(--gold-rgb),0.2);stroke-width:2;stroke-dasharray:8 6;stroke-linecap:round;animation:flowDash 3s linear infinite}@media (max-width:680px){.steps-motion{flex-direction:column;align-items:center;gap:24px}.steps-motion__connector{width:8px;height:40px;min-width:auto;padding-top:0}.steps-motion__connector svg{width:8px;height:100%}.steps-motion__dash{x1:4;y1:0;x2:4;y2:40}}.immo-bp{background:linear-gradient(160deg,#0e1e3d 0%,var(--navy) 40%,#162b54 100%);padding:clamp(60px,8vw,100px) 0;position:relative;overflow:hidden}.immo-bp::before{content:'';position:absolute;inset:0;background-image:linear-gradient(rgba(var(--gold-rgb),0.04) 1px,transparent 1px),linear-gradient(90deg,rgba(var(--gold-rgb),0.04) 1px,transparent 1px);background-size:60px 60px;animation:bpGridDrift 20s linear infinite}@keyframes bpGridDrift{to{background-position:60px 60px}}.immo-bp__particles{position:absolute;inset:0;overflow:hidden;pointer-events:none}.immo-bp__particle{position:absolute;width:3px;height:3px;border-radius:50%;background:rgba(var(--gold-rgb),0.35);animation:bpFloat linear infinite}@keyframes bpFloat{0%{transform:translateY(0) scale(1);opacity:0}10%{opacity:1}90%{opacity:1}100%{transform:translateY(-600px) scale(0.3);opacity:0}}.immo-bp__inner{max-width:1000px;margin:0 auto;position:relative;z-index:1;padding:0 24px}.immo-types{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;max-width:780px;margin:0 auto 56px}.immo-types__card{background:var(--white);border-radius:12px;padding:32px 24px;text-align:center;border:1px solid rgba(var(--navy-rgb),0.08);box-shadow:0 4px 20px rgba(var(--navy-rgb),0.05);transition:transform 0.3s var(--ease-out),box-shadow 0.3s ease}.immo-types__card:hover{transform:translateY(-4px);box-shadow:0 12px 32px rgba(var(--navy-rgb),0.1)}.immo-types__icon{color:var(--gold);margin-bottom:14px}.immo-types__title{font-family:var(--font-serif);font-size:1.05rem;font-weight:600;color:var(--navy);margin-bottom:8px}.immo-types__desc{font-size:0.72rem;color:rgba(var(--navy-rgb),0.5);line-height:1.6}@media (max-width:600px){.immo-types{grid-template-columns:1fr;max-width:320px}}.immo-hub{position:relative;width:100%;display:flex;justify-content:center;align-items:center;min-height:520px}.immo-hub__lines{position:absolute;inset:0;width:100%;height:100%;pointer-events:none}.immo-hub__spoke{stroke:rgba(var(--gold-rgb),0.25);stroke-width:1.5;stroke-dasharray:8 6;stroke-dashoffset:0;animation:bpSpokeFlow 3s linear infinite}@keyframes bpSpokeFlow{to{stroke-dashoffset:-28}}.immo-hub__center{position:relative;width:160px;height:160px;flex-shrink:0}.immo-hub__ring{position:absolute;inset:0;border-radius:50%;border:2px solid rgba(var(--gold-rgb),0.3);animation:breathe 4s ease-in-out 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var(--ease-out);transform:scale(0.85)}.is-visible .immo-node{opacity:1;transform:scale(1)}.immo-node__card{background:rgba(var(--white-rgb),0.04);backdrop-filter:blur(12px);-webkit-backdrop-filter:blur(12px);border:1px solid rgba(var(--gold-rgb),0.15);border-radius:12px;padding:20px 22px;width:200px;position:relative;overflow:hidden;transition:border-color 0.3s ease,box-shadow 0.3s ease}.immo-node__card:hover{border-color:rgba(var(--gold-rgb),0.4);box-shadow:0 0 30px rgba(var(--gold-rgb),0.08)}.immo-node__card::before{content:'';position:absolute;top:0;left:-100%;width:100%;height:2px;background:linear-gradient(90deg,transparent,var(--gold),transparent);animation:shimmer 4s ease-in-out infinite}.immo-node__val{font-family:var(--font-serif);font-size:1.5rem;font-weight:700;color:var(--gold);line-height:1.2;margin-bottom:4px}.immo-node__title{font-family:var(--font-sans);font-size:0.7rem;font-weight:700;letter-spacing:0.1em;text-transform:uppercase;color:rgba(var(--white-rgb),0.85);margin-bottom:6px}.immo-node__desc{font-family:var(--font-sans);font-size:0.68rem;color:rgba(var(--white-rgb),0.4);line-height:1.6}.immo-node__dot{position:absolute;width:10px;height:10px;border-radius:50%;background:var(--gold);box-shadow:0 0 12px rgba(var(--gold-rgb),0.5)}.immo-node__dot--right{top:50%;right:-5px;transform:translateY(-50%)}.immo-node__dot--left{top:50%;left:-5px;transform:translateY(-50%)}.immo-node__dot--bottom{bottom:-5px;left:50%;transform:translateX(-50%)}.immo-node__dot--top{top:-5px;left:50%;transform:translateX(-50%)}.is-visible .immo-node__dot{animation:dotPulse 2.5s ease infinite}.is-visible .immo-node:nth-child(1){transition-delay:0.3s}.is-visible .immo-node:nth-child(2){transition-delay:0.6s}.is-visible .immo-node:nth-child(3){transition-delay:0.9s}.is-visible .immo-node:nth-child(4){transition-delay:1.2s}.is-visible .immo-node:nth-child(5){transition-delay:1.5s}.is-visible .immo-node:nth-child(6){transition-delay:1.8s}.immo-node:nth-child(2) .immo-node__card::before{animation-delay:0.6s}.immo-node:nth-child(3) .immo-node__card::before{animation-delay:1.2s}.immo-node:nth-child(4) .immo-node__card::before{animation-delay:1.8s}.immo-node:nth-child(5) .immo-node__card::before{animation-delay:2.4s}.immo-node:nth-child(6) .immo-node__card::before{animation-delay:3.0s}.immo-bp__bar{max-width:680px;margin:80px auto 0;position:relative;z-index:1}.immo-bp__bar-title{font-family:var(--font-sans);font-size:0.6rem;font-weight:700;letter-spacing:0.18em;text-transform:uppercase;color:rgba(var(--gold-rgb),0.5);text-align:center;margin-bottom:16px}.immo-bp__bar-track{height:32px;border-radius:16px;display:flex;overflow:hidden;background:rgba(var(--white-rgb),0.04);border:1px solid rgba(var(--gold-rgb),0.1)}.immo-bp__bar-seg{height:100%;display:flex;align-items:center;justify-content:center;font-size:0.65rem;font-weight:700;color:white;letter-spacing:0.05em;width:0%;transition:width 1.8s var(--ease-out)}.immo-bp__bar-seg--fp{background:linear-gradient(135deg,#c9a84c,var(--gold));border-radius:16px 0 0 16px}.immo-bp__bar-seg--r2{background:linear-gradient(135deg,var(--navy),#2a4a7f)}.immo-bp__bar-seg--r1{background:linear-gradient(135deg,#3d6298,#5a82b8);border-radius:0 16px 16px 0}.is-visible .immo-bp__bar-seg--fp{width:20%;transition-delay:2.2s}.is-visible .immo-bp__bar-seg--r2{width:15%;transition-delay:2.5s}.is-visible .immo-bp__bar-seg--r1{width:65%;transition-delay:2.8s}.immo-bp__bar-labels{display:flex;justify-content:space-between;margin-top:12px;font-size:0.65rem;font-weight:600;letter-spacing:0.05em}.immo-bp__bar-label{opacity:0;transition:opacity 0.5s ease}.immo-bp__bar-label--gold{color:var(--gold)}.immo-bp__bar-label--navy{color:rgba(var(--white-rgb),0.5)}.immo-bp__bar-label--blue{color:#5a82b8}.is-visible .immo-bp__bar-label{opacity:1}.is-visible .immo-bp__bar-label:nth-child(1){transition-delay:2.6s}.is-visible .immo-bp__bar-label:nth-child(2){transition-delay:2.9s}.is-visible .immo-bp__bar-label:nth-child(3){transition-delay:3.2s}.immo-node--tl{top:0;left:0}.immo-node--tc{top:-20px;left:50%;transform:translateX(-50%) scale(0.85)}.is-visible .immo-node--tc{transform:translateX(-50%) scale(1)}.immo-node--tr{top:0;right:0}.immo-node--bl{bottom:0;left:0}.immo-node--bc{bottom:-20px;left:50%;transform:translateX(-50%) scale(0.85)}.is-visible .immo-node--bc{transform:translateX(-50%) scale(1)}.immo-node--br{bottom:0;right:0}@media (max-width:900px){.immo-hub{flex-direction:column;min-height:auto;gap:24px;padding:20px 0}.immo-hub__lines{display:none}.immo-hub__center{width:120px;height:120px}.immo-hub__ring--outer{inset:-14px}.immo-hub__ring--inner{inset:8px}.immo-hub__icon{width:40px;height:40px}.immo-node{position:relative !important;top:auto !important;left:auto !important;right:auto !important;bottom:auto !important;transform:none !important}.immo-node__card{width:100%}.immo-node__dot{display:none}.immo-hub{display:grid;grid-template-columns:1fr;gap:16px;justify-items:center}.immo-hub__center{order:-1}}@media (max-width:1100px){:root{--section-pad:80px}.stats__inner{grid-template-columns:repeat(2,1fr)}.stat{border-bottom:1px solid rgba(var(--navy-rgb),0.08)}.stat:nth-child(2){border-right:none}.cards-grid{grid-template-columns:repeat(2,1fr)}.pillars-grid{grid-template-columns:repeat(2,1fr)}.footer__top{grid-template-columns:1fr 1fr;gap:40px}.testimonials-grid{grid-template-columns:repeat(2,1fr)}.tool-layout{grid-template-columns:1fr}.tool-results{position:static}.explain-grid{grid-template-columns:1fr;gap:40px}.checklist-grid{grid-template-columns:repeat(2,1fr)}.hero-stats{gap:32px;flex-wrap:wrap}}@media (max-width:900px){.nav__links{display:none}.nav__hamburger{display:flex}.approach-teaser__grid{grid-template-columns:1fr;gap:48px}.approach-teaser__visual{display:none}.contact-split{grid-template-columns:1fr;gap:24px;padding:calc(var(--nav-h)+24px) 24px 48px}.contact-info-side{padding:48px 32px}.contact-form-side{padding:48px 32px}.atouts-grid{grid-template-columns:1fr}.bureaux-grid{grid-template-columns:repeat(2,1fr)}.team-grid{grid-template-columns:repeat(2,1fr)}.compare-table{grid-template-columns:1fr}}@media (max-width:680px){:root{--section-pad:64px;--nav-h:60px}.container{padding:0 20px}.stats__inner{grid-template-columns:1fr 1fr}.stat{padding:36px 20px}.cards-grid{grid-template-columns:1fr}.pillars-grid{grid-template-columns:1fr}.form-row{grid-template-columns:1fr}.testimonials-grid{grid-template-columns:1fr}.team-grid{grid-template-columns:1fr}.checklist-grid{grid-template-columns:1fr}.footer__top{grid-template-columns:1fr;gap:36px}.footer__bottom{flex-direction:column;gap:12px;text-align:center}.hero__actions{flex-direction:column;align-items:center}.hero__scroll{display:none}.hero__crystal{display:none}.hero-stats{flex-direction:column;gap:20px}.flow-steps{flex-direction:column;gap:16px}.flow-arrow{transform:rotate(90deg);margin:0}.schema-flow{flex-direction:column}.schema-flow__arrow{transform:rotate(90deg)}.global-hub{width:320px;height:320px}.global-hub__node-icon{width:42px;height:42px}.global-hub__node-icon svg{width:16px;height:16px}.global-hub__node-label{font-size:0.5rem}.global-hub__core-inner{width:56px;height:56px;font-size:1.3rem}.global-hub__core-pulse{width:56px;height:56px}.global-hub__orbit--1{inset:40px}.global-hub__orbit--2{inset:20px}.global-hub__node--0{left:50%;top:8.3%}.global-hub__node--1{left:82.5%;top:24%;right:auto}.global-hub__node--2{left:90.6%;top:59.2%;right:auto}.global-hub__node--3{left:68.1%;top:87.5%;bottom:auto}.global-hub__node--4{left:31.9%;top:87.5%;bottom:auto}.global-hub__node--5{left:9.4%;top:59.2%}.global-hub__node--6{left:17.5%;top:24%}.services-row{grid-template-columns:repeat(2,1fr);gap:12px}html,body{overflow-x:hidden}.approche-motion{flex-direction:row;align-items:center;justify-content:space-between;gap:6px;padding:40px 22px 36px;max-width:100%}.approche-motion.reveal.is-visible{transform:translateY(0)}.approche-motion__sources{flex-direction:column;gap:18px;width:70px;flex-shrink:0;margin-right:-4px}.approche-motion__src{gap:4px;font-size:0.45rem;letter-spacing:0.04em}.approche-motion__src-icon{width:24px;height:24px}.approche-motion__src-icon svg{width:12px;height:12px}.approche-motion__flow{flex-shrink:0;width:36px;height:180px;align-self:center}.approche-motion__flow 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var(--ease-out)}.mobile-cta.is-visible{transform:translateY(0)}.mobile-cta__btn{display:flex;align-items:center;justify-content:center;gap:8px;flex:1;padding:14px 12px;font-family:var(--font-sans);font-size:0.72rem;font-weight:700;letter-spacing:0.12em;text-transform:uppercase;text-align:center;border-radius:4px;text-decoration:none}.mobile-cta__btn svg{width:16px;height:16px;flex-shrink:0}.mobile-cta__btn--call{background:transparent;color:var(--gold);border:1.5px solid var(--gold)}.mobile-cta__btn--rdv{background:var(--gold);color:var(--navy);box-shadow:var(--shadow-gold)}.mobile-cta__close{position:absolute;top:2px;right:6px;width:28px;height:28px;border-radius:50%;background:transparent;color:rgba(var(--white-rgb),0.5);display:flex;align-items:center;justify-content:center;cursor:pointer;padding:0;z-index:2}.mobile-cta__close svg{width:14px;height:14px}.mobile-cta__close:hover,.mobile-cta__close:focus-visible{color:var(--gold);outline:none}}.bottom-nav{display:none}@media 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svg{width:16px;height:16px;transition:transform 0.3s ease}.floating-cta:hover .floating-cta__inner svg{transform:translateX(3px)}@media (max-width:680px){.floating-cta{bottom:calc(70px+env(safe-area-inset-bottom,0px));right:70px}.floating-cta__inner{padding:10px 16px;font-size:13px}}@media (max-width:380px){.floating-cta__inner span{display:none}.floating-cta__inner{padding:12px;width:44px;height:44px;justify-content:center}.floating-cta__inner svg{width:18px;height:18px}}.next-steps{padding:6rem 0 7rem;background:var(--cream);position:relative}.next-steps__header{text-align:center;margin-bottom:3.5rem}.next-steps__eyebrow{display:inline-block;font-family:var(--font-sans);font-size:0.75rem;font-weight:600;letter-spacing:0.2em;text-transform:uppercase;color:var(--gold);margin-bottom:1rem}.next-steps__title{font-family:var(--font-serif);font-size:clamp(1.85rem,3.5vw,2.6rem);font-weight:500;color:var(--navy);line-height:1.2;margin:0 auto 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rgba(11,27,58,0.12);border-color:rgba(212,175,102,0.35)}.next-steps__card:hover::before{transform:scaleX(1)}.next-steps__card-icon{width:44px;height:44px;border-radius:50%;background:rgba(212,175,102,0.12);color:var(--gold);display:flex;align-items:center;justify-content:center;margin-bottom:1.25rem;transition:background 0.3s ease}.next-steps__card:hover .next-steps__card-icon{background:var(--gold);color:var(--navy)}.next-steps__card-icon svg{width:22px;height:22px}.next-steps__card-title{font-family:var(--font-sans);font-size:1.1rem;font-weight:600;color:var(--navy);margin:0 0 0.5rem;line-height:1.3}.next-steps__card-desc{font-family:var(--font-sans);font-size:0.92rem;color:var(--muted);line-height:1.55;margin:0 0 1.25rem;flex:1}.next-steps__card-cta{font-family:var(--font-sans);font-size:0.9rem;font-weight:600;color:var(--navy);display:inline-flex;align-items:center;gap:6px;transition:gap 0.3s ease,color 0.3s ease}.next-steps__card-cta svg{width:14px;height:14px;transition:transform 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var(--gold);outline-offset:3px;border-radius:2px}.nav__link:focus-visible{outline-offset:6px}.btn--gold:focus-visible,.btn-gold:focus-visible{outline-color:var(--white);box-shadow:0 0 0 4px rgba(var(--gold-rgb),0.4)}.nav__logo{position:relative}.nav__logo img{transition:opacity 0.3s,filter 0.3s,transform 0.3s var(--ease-out)}.nav__logo:hover img{opacity:1;filter:brightness(0) invert(1) drop-shadow(0 0 12px rgba(var(--gold-rgb),0.6));transform:scale(1.08)}.nav__logo::after{content:'';position:absolute;inset:-8px;border-radius:50%;background:radial-gradient(circle,rgba(var(--gold-rgb),0.15) 0%,transparent 70%);opacity:0;transform:scale(0.5);transition:opacity 0.4s,transform 0.4s var(--ease-out);pointer-events:none}.nav__logo:hover::after{opacity:1;transform:scale(1.2)}@media (max-width:900px){.nav--transparent .nav__hamburger{border-color:rgba(var(--white-rgb),0.35);background:rgba(0,0,0,0.15);backdrop-filter:blur(6px);-webkit-backdrop-filter:blur(6px)}.nav--transparent .nav__hamburger .nav__hamburger-line{background:var(--white)}.nav--transparent.scrolled .nav__hamburger{border-color:rgba(var(--gold-rgb),0.35);background:rgba(var(--gold-rgb),0.05);backdrop-filter:none}.nav--transparent.scrolled .nav__hamburger .nav__hamburger-line{background:var(--gold)}}@media (max-width:680px){.hero__line{display:inline;overflow:visible}.hero__video-toggle{bottom:auto;top:calc(var(--nav-h)+12px);right:16px;width:36px;height:36px}.service-card,.testimonial-card,.bureau-card{transform-style:flat;perspective:none}.service-card::after,.bureau-card::after{display:none}.service-card:hover,.bureau-card:hover{background-image:none;border-color:rgba(var(--gold-rgb),0.3)}.footer__map{max-width:280px;margin-top:24px;padding:0 20px}.footer__map-label{font-size:8px}.footer__socials{justify-content:center;margin-top:16px}.scroll-progress{height:1.5px}.loader__logo{font-size:2.5rem}.loader__bar{width:80px}.mobile-cta{z-index:998}body.page-accueil{padding-bottom:72px}.nav__logo::after{display:none}.recommandation{padding:56px 0}.recommandation h2{font-size:clamp(1.3rem,5vw,1.8rem)}.reco-circle{width:100px;height:100px;margin-bottom:20px}.reco-circle__num{font-size:2rem}.reco-circle__den{font-size:1.3rem}.reco-particles{display:none}.gold-line.is-visible{width:60px}.nav__logo::after{max-width:40px}}@media (max-width:400px){.hero__video-toggle{top:calc(var(--nav-h)+8px);right:12px;width:32px;height:32px}.hero__video-toggle svg{width:12px;height:12px}.footer__map{display:none}.mobile-cta__btn{padding:14px;font-size:0.75rem}.loader__logo{font-size:2rem}}.mini-cta{background:var(--white);border-top:1px solid rgba(var(--gold-rgb),0.12);border-bottom:1px solid rgba(var(--gold-rgb),0.12);padding:40px 0}.mini-cta__inner{display:flex;align-items:center;justify-content:space-between;gap:32px}.mini-cta__headline{font-family:var(--font-serif);font-size:1.5rem;font-weight:600;color:var(--navy);margin-bottom:4px}.mini-cta__sub{font-size:0.85rem;color:var(--muted)}.mini-cta__actions{display:flex;align-items:center;gap:20px;flex-shrink:0}.mini-cta__phone{display:flex;align-items:center;gap:8px;font-family:var(--font-sans);font-size:0.8rem;font-weight:600;color:var(--navy);white-space:nowrap;transition:color 0.3s}.mini-cta__phone:hover{color:var(--gold)}.mini-cta__phone svg{color:var(--gold);flex-shrink:0}@media (max-width:680px){.mini-cta{padding:28px 0}.mini-cta__inner{flex-direction:column;text-align:center;gap:20px}.mini-cta__actions{flex-direction:column;width:100%}.mini-cta__actions .btn{width:100%;justify-content:center}.mini-cta__phone{justify-content:center}}.lead-magnet__inner{display:grid;grid-template-columns:1.2fr 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18px;border-radius:6px;font-size:0.9rem}.lead-form .field input::placeholder{color:var(--muted)}.lead-form .field input:focus{border-color:var(--gold);box-shadow:0 0 0 3px rgba(var(--gold-rgb),0.1)}.lead-magnet__privacy{font-size:0.7rem;color:var(--muted);text-align:center}@media (max-width:900px){.lead-magnet__inner{grid-template-columns:1fr;gap:32px;padding:36px 28px}}@media (max-width:680px){.lead-magnet__inner{padding:28px 20px;gap:24px}.lead-magnet__content h2{font-size:clamp(1.3rem,5vw,1.8rem)}}.faq-list{max-width:800px;margin:0 auto;display:flex;flex-direction:column;gap:0}.faq-item{border-bottom:1px solid rgba(var(--gold-rgb),0.12)}.faq-item:first-child{border-top:1px solid rgba(var(--gold-rgb),0.12)}.faq-item__question{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:24px 0;cursor:pointer;list-style:none;font-family:var(--font-sans);font-size:0.95rem;font-weight:600;color:var(--navy);transition:color 0.3s}.faq-item__question::-webkit-details-marker{display:none}.faq-item__question:hover{color:var(--gold)}.faq-item__question span{flex:1}.faq-item__icon{flex-shrink:0;color:var(--gold);transition:transform 0.3s var(--ease-out)}.faq-item[open] .faq-item__icon{transform:rotate(180deg)}.faq-item__answer{padding:0 0 24px}.faq-item__answer p{font-size:0.875rem;line-height:1.8;color:var(--muted);max-width:680px}@media (max-width:680px){.faq-item__question{font-size:0.85rem;padding:20px 0}.faq-item__answer p{font-size:0.8rem}}.hero__poster-mobile{display:none}@media (max-width:680px){.hero__video{object-position:center center}.hero__video-toggle{display:none}}.reviews-link .btn{gap:8px}.blog-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:28px}.blog-card{background:var(--white);border:1px solid rgba(var(--navy-rgb),0.06);border-radius:12px;padding:36px 32px;display:flex;flex-direction:column;gap:14px;transition:transform 0.4s var(--ease-out),box-shadow 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(max-width:680px){.blog-grid{grid-template-columns:1fr;gap:16px}.blog-card{padding:24px 20px}.blog-card__title{font-size:1.1rem}.blog-newsletter .lead-magnet__inner{grid-template-columns:1fr !important}.blog-newsletter .lead-form{flex-direction:column}}@media (max-width:680px){.approche-motion__src{font-size:0.6rem}.approche-motion__tag{font-size:0.6rem;padding:3px 8px}.approche-motion__hub-label{font-size:0.6rem}.approche-motion__result-label{font-size:0.6rem}.global-hub__node-label{font-size:0.6rem}.anim-rc2__label{font-size:0.62rem}.anim-rc2__desc{font-size:0.6rem}.anim-rc2__badge{font-size:0.6rem}.anim-casco__tier{font-size:0.6rem}.hero-stat__label{font-size:0.62rem}}@media (max-width:680px){input[type="range"]{-webkit-appearance:none;appearance:none;width:100%;height:8px;border-radius:4px;background:rgba(var(--gold-rgb),0.15);outline:none;margin:12px 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(max-width:680px){.cards-grid--accordion .invest-motion__card,.cards-grid--accordion .credit-motion__card{cursor:pointer}.cards-grid--accordion .invest-motion__card .invest-motion__visual,.cards-grid--accordion .invest-motion__card .invest-motion__text p{max-height:0;overflow:hidden;opacity:0;transition:max-height 0.4s ease,opacity 0.3s ease,margin 0.3s ease;margin:0}.cards-grid--accordion .invest-motion__card.is-expanded .invest-motion__visual{max-height:300px;opacity:1;margin-bottom:16px}.cards-grid--accordion .invest-motion__card.is-expanded .invest-motion__text p{max-height:200px;opacity:1;margin-top:8px}.cards-grid--accordion .invest-motion__card .invest-motion__text h3::after{content:'';display:inline-block;width:8px;height:8px;border-right:2px solid var(--gold);border-bottom:2px solid var(--gold);transform:rotate(45deg);margin-left:10px;transition:transform 0.3s;vertical-align:middle}.cards-grid--accordion .invest-motion__card.is-expanded .invest-motion__text 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h3:first-child{margin-top:0}.prose-explain p{margin-bottom:16px}.prose-explain strong{color:var(--navy);font-weight:600}.prose-explain em{font-style:italic}.prose-explain .prose-list{list-style:none;padding:0;margin:16px 0 24px}.prose-explain .prose-list li{position:relative;padding-left:24px;margin-bottom:12px;line-height:1.7}.prose-explain .prose-list li::before{content:'';position:absolute;left:0;top:12px;width:8px;height:8px;border-radius:50%;background:var(--gold)}@media (max-width:680px){.prose-explain{font-size:0.95rem}.prose-explain h3{font-size:1.1rem;margin-top:32px}}.hero__eyebrow{font-family:var(--font-sans);font-size:0.72rem;font-weight:600;letter-spacing:0.16em;text-transform:uppercase;color:var(--gold);margin:0 0 18px;opacity:0.92}.hero__content--split .hero__eyebrow{grid-column:1;align-self:end}@media 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